Some people get into debt by buying things they don't need and can'f afford. What are the reasons for this behavior? What action can be taken to prevent people from having this problem?

People are unaware of the ways to handle their finances resulting in poor monetary decisions and unfortunate life events. They cannot discern effective spending from wasting money and so, they begin to spend senselessly until they are drowning deep in debt. To stop
this
from happening, one should recognise
this
pattern and divert their attention
elsewhere
with whatever help one can get. Getting attracted to something and possessing it in exchange for money can be very alluring to the point that it is addicting. The idea that anything can be owned with wealth can make a person spend innumerable sums just to satisfy his superficial desires.
For instance
, during
this
process, the spender only focuses on achieving the material and not their capability to attend to it.
This
addiction keeps fueling the next big purchase.
While
it is a difficult problem to solve, it is not impossible. As many other addictions work,
this
particular type
also
works in a similar manner. The person, addicted to mindless spending, ought to be taken to psychotherapy and counselling, which can cause him to shift his focal vision to other sensible things. Close relatives or friends should be there to direct him to refrain from
such
activities. In doing so, he will try to see things in a different light,
although
, with a strenuous effort. In conclusion, people in debt
due to
wasting money on silly things are those who are addicted to doing so or not in their right mind.
Therefore
, with a sound treatment of their causes, they can function well in financial aspects.
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Improvement
Include specific examples to illustrate your points more effectively. This will help strengthen your argument and make it more relatable.
Improvement
Consider further elaborating on the reasons for getting into debt, providing more diverse perspectives or factors involved.
Structure
The essay has a clear and logical structure, with distinct paragraphs addressing the causes of debt and potential solutions.
Content
The introduction and conclusion are well-presented, assisting the reader in understanding the main points and summarizing the essay effectively.
Relevance
The essay stays on topic and covers both parts of the task, discussing reasons for debt and potential solutions.

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    • Sentence 1 - Background statement
    • Sentence 2 - Detailed background statement
    • Sentence 3 - Thesis
    • Sentence 4 - Outline sentence
  • Paragraph 2 - First supporting paragraph
    • Sentence 1 - Topic sentence
    • Sentence 2 - Example
    • Sentence 3 - Discussion
    • Sentence 4 - Conclusion
  • Paragraph 3 - Second supporting paragraph
    • Sentence 1 - Topic sentence
    • Sentence 2 - Example
    • Sentence 3 - Discussion
    • Sentence 4 - Conclusion
  • Paragraph 4 - Conclusion
    • Sentence 1 - Summary
    • Sentence 2 - Restatement of thesis
    • Sentence 3 - Prediction or recommendation

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You are not ready for IELTS Speaking, if you

  • Can’t speak smoothly without pauses.
  • Use simple words and lack vocabulary.
  • Feel nervous and anxious when speaking.
Topic Vocabulary:
  • Consumer culture
  • Conform
  • Societal influence
  • Financial literacy
  • Budgeting
  • Interest rates
  • Credit management
  • Impulsive purchases
  • Marketing strategies
  • Aggressive marketing
  • Emotional spending
  • Cope with stress
  • Availability of credit
  • Buy-now-pay-later schemes
  • Cycle of spending
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