It is important for everyone, including young people, to save money for their future. To what extent do you agree or disagree with this statement?

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Money
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is crucial, and learning how to manage it is an essential lesson for everyone. Saving
money
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is one efficient way to keep financial health.
Therefore
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, I partly agree that
people
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need to save
money
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even when they are young. On the one hand, saving
money
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for emergencies is rational, since
life
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is always unpredictable. A sufficient savings account may assist
people
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in overcoming many adversities,
such
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as accidents, illness, or unemployment.
For example
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, during the pandemic in 2019,
people
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who did not save
money
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before would have a harder
life
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than
people
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did, because they lost or reduced income sources, but had insufficient
money
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to deal with that accident.
Furthermore
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, saving
money
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could be vital for young generations who want to get an education and achieve their goals, that's the reason young
people
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need to save
money
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earlier. Many ambitious youngsters pursue get advanced education in college for bright prospects, but the tuition in top universities is generally expensive. So, saving
money
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at an early age is a solution.
However
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, saving
money
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is not always the most efficient way to make
life
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easier from a professional prospect of finance. First of all, savings accounts in banks merely offer a minimum interest rate, in comparison to the inflation rate and economic growth, which means
people
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are losing their
money
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gradually in savings accounts.
Secondly
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, as a cautionary asset manager, it is necessary to weigh the returns and risks from saving
money
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against the potential rewards that the same amount of
money
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could bring back, so-called opportunity costs. More particularly,
people
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should consider whether should they save their
money
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in a bank account or invest it in the stock market, since if
people
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wish to collect wealth for their future, the stock market usually would offer better returns depending on its historical performance. In conclusion, saving
money
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is a fundamental skill for everyone, which would enhance
life
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quality.
However
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,
people
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are
also
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obligated to acquire more financial knowledge for managing assets, since saving is not the best method sometimes.
Submitted by Timothy on

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coherence cohesion
Ensure all sections in your essay are well-developed, further elaborate on certain ideas to enhance depth.
task achievement
Avoid overloading some paragraphs with too much information about different ideas; focus on expanding just a few key points.
coherence cohesion
You presented a clear introduction and conclusion that encapsulate your viewpoint well.
task achievement
You provided a balanced view with reasonable arguments on both sides, which helps to maintain argument validity.
Topic Vocabulary:
  • financial security
  • safety net
  • unforeseen circumstances
  • emergencies
  • future investments
  • retirement planning
  • financial discipline
  • habit of saving
  • amassing wealth
  • substantial fund
  • opportunity cost
  • additional income
  • inflation
  • purchasing power
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