It is the responsibility of individuals to save and provide for their own retirement. Governments have no obligation to provide this benefit. To what extent do you agree or disagree with this statement?

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Individuals
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should be responsible for saving their own pensions, as the
government
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should not take
this
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into consideration.
However
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, many
individuals
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argue it is their own responsibility to provide
retirement
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,
I
Correct word choice
and I
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mostly disagree with
this
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point of view. Admittedly, proponents of personal responsibility claim that people should consider their
retirement
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, One of the obvious reasons is that it encourages
individuals
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to plan their future financial needs.
This
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means that they will calculate their expenses,and after analyzing,
this
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pattern incentives to save their money.
Furthermore
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, if citizens could provide their own pensions, the
government
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could divert its money to other social services,
such
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as education and healthcare. As an example, in Finland, a significant proportion of the population provides their own
retirement
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savings;
consequently
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, the country focuses on as much priority as sectors.
Nevertheless
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, despite
retirement
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planning helping the country, it leads to inequality among city dwellers. A primary justification is that relying solely on personal savings might contribute to difficulties. As long as , not many
individuals
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are sufficiently affluent to secure future finances, leading to burden problems.
For instance
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, in Azerbaijan, more and more people are at low-income levels which does not sound enough good to provide their own
retirement
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.
Additionally
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, I think that it is the duty of the
government
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to fund the pension system owing to
individuals
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contributing to tax society through taxes and labour during their working years.
Hence
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, providing
retirement
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plays a significant role in respecting their senior citizens. In conclusion,
while
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funding their own
retirement
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fosters individual accountability and helps the
government
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to allocate its budget to other socioeconomic parts, I am of the opinion that authorities should be responsible for
this
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and it is their duty.

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task achievement
Make sure to consistently address the key points in the argument, without leaving any lingering doubt or ambiguity in your stance. A clear and focused response throughout would strengthen the task achievement.
task achievement
Ensure that all main points are well-supported with examples and details. This will provide a stronger backing to your argument and enhance the clarity of your ideas.
coherence cohesion
Maintain a consistent and logical structure to the essay. Each paragraph should unfold seamlessly into the next, allowing for a clearer and more easy-to-follow argument.
coherence cohesion
Try to enhance the logical flow of ideas by using more varied linking words and ensuring that each paragraph connects clearly to your overall argument.
coherence cohesion
You have clearly provided an introduction and a conclusion to frame your argument well.
task achievement
The essay responds to the question effectively by discussing both sides of the argument and clearly stating your stance.
task achievement
There is a noticeable effort to illustrate examples, such as those from Finland and Azerbaijan, which is commendable as it shows real-world application of the points being made.
Topic Vocabulary:
  • retirement savings
  • financial planning
  • economic circumstances
  • government provision
  • basic state pension
  • financial independence
  • income disparities
  • aging populations
  • social safety net
  • tax burden
  • financial education
  • quality of life
  • personal financial responsibility
  • social inequality
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