It is important for everyone, including young people, to save money for their future. To what extent do you agree or disagree with this statement?

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To secure
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long-term financial stability is what everyone, especially the youth, has always been concerned about.
Although
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some may claim it is not wise to bother yourself with budgeting for the
future
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and that you only must live in the moment, I definitely believe that you should have great foresight about probable upcoming complications in the
future
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. The former outlook is significantly based on the philosophy of happily living or precisely the theory of existentialism.
That is
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, the more you enjoy every momentary occurrence in your daily
life
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, the less you are involved with redundant obsessions about the
future
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which does not exist. People
following
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this
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attitude would undoubtedly prefer to allocate their
money
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for their daily lives. What is more, they may consider saving
money
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for the
future
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as an unnecessary effort for something which is not certainly about to happen.
This
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might seem a relieving view.
However
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, it is not rational to spend all your
money
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without anticipating
the
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apply
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future
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expenses. The other group believes putting
money
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aside for the
future
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plays a crucial role in the path of successful living. People inevitably tend to become more disabled and dependent as they grow older.
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, some unexpected expenses are more prone to show up in elderliness
such
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as healthcare costs which you must always be ready for.
That is
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exactly the time that the positive results of your previous attempts to establish financial safety will emerge. The young generation should keep an eye on both the current
life
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and the upcoming
future
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.
In other words
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, they must have precise planning of how they spend their
money
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to be capable of both enjoying
life
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and saving for the
future
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to have a secure and effortless
life
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. In conclusion,
although
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some people believe that it is not worth it to worry about the
future
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and endure the difficulties of budgeting the
future
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needs, I surely think that to guarantee comfort and happiness in the
last
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years of your
life
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you better foresee the
future
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challenges and save your
money
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.

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task achievement
Consider integrating more specific examples or statistics to strengthen your arguments. For instance, mentioning how saving a specific percentage of income can help individuals manage unexpected expenses would clarify your point.
coherence and cohesion
Make sure to maintain a balanced development of your ideas throughout the essay. In some instances, the shifts between points could be smoother to enhance readability.
coherence and cohesion
You may want to define terms that may not be clear to all readers, such as 'existentialism' in your second paragraph, to ensure that your arguments are fully understood by a wide audience.
task achievement
The essay presents a clear stance on the topic, which is good for demonstrating task achievement.
coherence and cohesion
Your introduction effectively sets up the discussion and outlines your position on the topic.
coherence and cohesion
The concluding paragraph succinctly summarizes your argument, leaving the reader with a clear understanding of your viewpoint.
Topic Vocabulary:
  • financial security
  • safety net
  • unforeseen circumstances
  • emergencies
  • future investments
  • retirement planning
  • financial discipline
  • habit of saving
  • amassing wealth
  • substantial fund
  • opportunity cost
  • additional income
  • inflation
  • purchasing power
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