Nowadays plastic money replacements such as credit and debit cards are extremely popular, even more than banknotes and coins.Discuss the advantages and disadvantages of this. Give reasons for your answer and include any relevant examples from your own knowledge or experience.

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These days, using
credit
Use synonyms
and debit
cards
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, which are produced by plastic, are more common among the population for paying
instead
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of the traditional method.
This
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essay discusses the main pros and cons of
this
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way of paying among populations. On the one hand, the merits of using cars for buying are so varied.
Firstly
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, with
this
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method of paying people do not need to carry a lot of Banknotes to buy items.
For example
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, when individuals want to buy costly devices like automobiles with
credit
Use synonyms
cards
Use synonyms
, they do not need to carry a large amount of cash.
Secondly
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,
this
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method aids the global inhabitants to buy their goods from other countries more comfortably inasmuch as the
cards
Use synonyms
are connected to the bank and accepted by all companies;
moreover
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, they create a chance for their users to pay their money online.
On the other hand
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, plastic
cards
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have a range of demerits that impact local markets and financial security. Most of the shopkeepers of the local market use the traditional way of selling and they do not have gadgets that work with these cads, so they lose their clients and have a negative economic impact for them.
In addition
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, when people use
credit
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cards
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, hackers might provide an opportunity that their cybersecurity .
In other words
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, Hacker can rob their money by hacking their bank accounts.
To sum up
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,
credit
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cards
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aid the community in buying several things from the street or online shops without any matters.
Nevertheless
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, It has an adverse influence on the economy of local markets and people may lose their finances when hackers attack them.

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task achievement
Ensure that your introduction outlines the main points you will discuss in the essay. Consider explicitly stating the advantages and disadvantages in the introduction, which provides clarity for the reader.
coherence and cohesion
Make sure to maintain a clear distinction between points related to advantages and disadvantages. Using separate paragraphs for pros and cons can enhance the logical flow.
coherence and cohesion
Avoid typos and grammatical errors, such as 'The merits of using cars for buying' which should be 'The merits of using cards for buying'. Minor mistakes can distract the reader from your main points.
task achievement
You have provided relevant examples to support your points, such as the use of credit cards for purchasing expensive items without carrying cash.
coherence and cohesion
Your conclusion effectively summarizes your arguments, reiterating the pros and cons discussed in the essay.

Your opinion

Don’t put your opinion unless you are asked to give it.

If the question asks what you think, you MUST give your opinion to get a good score.

Don’t leave your opinion until the conclusion.

Here are examples of instructions that require you to give your opinion:

...do you agree or disagree?...do you think...?...your opinion...?

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Topic Vocabulary:
  • Plastic money
  • Credit and debit cards
  • Banknotes
  • Coins
  • Transactions
  • Convenience
  • Security
  • Unauthorized transactions
  • Budget management
  • Financial apps
  • Acceptance
  • Global reach
  • Versatile
  • Dependence on technology
  • Technology malfunction
  • Privacy concerns
  • Data privacy
  • Data breaches
  • Overspending
  • Accumulating debt
  • High-interest rates
  • Fees
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