It is the government's responsibility to provide financial support to old people after they retire or individuals should save money for themselves. Discuss both views and give your own opinion.

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It is an ongoing debate whether governments should be responsible for the financial
support
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of elderly citizens or whether
people
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should take care of themselves by managing their
money
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wisely.
This
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essay will discuss both views and explain why both government
support
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and individual financial management are equally important for a secure
retirement
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. On the one hand, many believe that it is the government’s duty to financially
support
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elders after they retire because
this
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can enhance the quality of life and equality among citizens. Many older
people
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do not have their own children to
support
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them and job opportunities for elderly
people
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are limited.
Moreover
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,
according to
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rising
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the rising
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inflation rate, the cost of living has become much higher.
As a result
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, elders might not be able to access essential necessities, affecting directly their well-being.
However
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, the governments should limit their
support
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only for crucial services and basic infrastructures
such
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as housing and healthcare services.
On the other hand
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, it is
also
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crucial for individuals to manage their
money
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wisely in order to live with desired
retirement
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.
People
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should be aware that when they cannot gain more
money
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, they will have to rely on their savings or past investments.
For example
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, if they want to spend extra
money
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on luxuries
such
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as special bag collections or art toys, it will be their responsibility to plan their finances effectively.
Therefore
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, personal financial management
also
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plays a vital role in the later lives after
retirement
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. Many elders can live well and travel around the world without any concerns about expenses because they already have financial stability that they have prepared since they were young, allowing them to experience and live in their own ways. In conclusion, both
support
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from the government and individuals' financial management are equally crucial for having a good life after
retirement
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.
While
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governments should
support
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their
people
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to be able to afford essential services and access basic infrastructures, citizens should manage their finances wisely to ensure a secure and comfortable life.

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coherence and cohesion
The introduction clearly presents the topic and outlines the essay's main points. However, ensuring a stronger thesis statement that clearly indicates your opinion could enhance clarity.
task achievement
While the main points are supported, incorporating more direct and specific examples would strengthen your arguments. For instance, providing statistics or specific programs could illustrate your points more powerfully.
coherence and cohesion
Make sure to clearly separate the discussion of each viewpoint for better readability. Using clear topic sentences at the start of each paragraph would help highlight the main focus of each section.
task achievement
The essay presents a balanced view of both sides of the argument, which is a strong point in discussing a topic with multiple perspectives.
coherence and cohesion
The conclusion effectively summarizes the essay while reinforcing the importance of both government support and individual responsibility, providing closure to the argument.

Your opinion

Don’t put your opinion unless you are asked to give it.

If the question asks what you think, you MUST give your opinion to get a good score.

Don’t leave your opinion until the conclusion.

Here are examples of instructions that require you to give your opinion:

...do you agree or disagree?...do you think...?...your opinion...?

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