It is important for everyone, including young people, to save money for their future. To what extent do you agree or disagree with this statement?

It is often said that
money
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plays a vital role in everyday life, and
for
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this
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reason, saving should be a priority for everyone, including young people. I strongly agree with
this
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statement, as saving
money
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promotes financial independence and provides security in times of emergency.
To begin
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with, having personal savings allows individuals—especially young adults—to become more self-reliant. When young people manage their own finances, they learn to make responsible decisions without relying on others.
For instance
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, a university student who has saved part of their allowance or earnings can afford to buy clothes or gadgets they need without asking their parents for help.
This
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not only gives them freedom of choice but
also
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builds confidence in handling adult responsibilities.
Furthermore
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, saving
money
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acts as a safety net during unexpected situations. Emergencies,
such
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as sudden illness or job loss, can happen to anyone at any time. If a young person has set aside some savings, they are better prepared to handle these challenges without falling into debt or relying heavily on family.
For example
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, if a family member becomes ill, having emergency funds means they can contribute to medical expenses immediately, reducing stress during a difficult time. In conclusion, I believe that saving
money
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is essential for people of all ages, including the youth. It not only encourages independence but
also
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ensures financial stability in times of need. Developing the habit of saving early in life sets a strong foundation for a secure future.

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development
Try a short view that goes against your main idea, then clearly say you still agree. This shows you can think from more than one side.
lexical
Use only very simple words. If a long word is not common, replace it with a plain one.
content
Add one more real example to show how saving helps in more cases, not just emergencies.
structure
Make each paragraph have one main idea and one clear example so the flow is easy to follow.
task response
Clear stance that saving is good for young people.
coherence
Good use of examples to back up points.
structure
Intro, body, and conclusion are clear and easy to read.

Word Count

IELTS says that you should write a minimum of 250 words in writing task 2. If you go under word count you will lose marks in task response.

A very long essay will not give you a higher band score.

Aim for between 260 to 290 words in writing task 2. This will ensure a concise essay and will be realistic in terms of time management. You have only 40 minutes to write the essay and you need around 10 minutes of planning time, so you will not be able to write a long essay in 30 minutes.

Topic Vocabulary:
  • financial security
  • safety net
  • unforeseen circumstances
  • emergencies
  • future investments
  • retirement planning
  • financial discipline
  • habit of saving
  • amassing wealth
  • substantial fund
  • opportunity cost
  • additional income
  • inflation
  • purchasing power
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