Of late, it is believed that students studying in secondary school and high school should be taught how to manage money as it is an important life skill. To what extent do you agree or disagree with this argument? Give reasons for your answer and include any relevant examples from your own knowledge or experience.

It is often argued that students in secondary and higher secondary schools should be taught how to manage money, as it is an essential life skill. I completely agree with
this
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opinion because financial literacy helps individuals make responsible decisions and reduces the risk of debt.
Firstly
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, learning money management at school can prevent young people from falling into financial traps
such
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as credit card debt or fraudulent investment schemes. By understanding budgeting and saving, students can make informed choices about spending and avoid being influenced by advertisements or peer pressure.
For instance
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, many teenagers tend to spend excessively on fashion or electronic gadgets promoted by celebrities, often neglecting essential needs
such
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as food and healthcare.
Secondly
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, responsible spending habits can
also
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reduce waste and overconsumption. When young people learn to value money, they are less likely to replace items unnecessarily, which helps
minimize
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minimise
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environmental pollution caused by discarded goods. In conclusion, teaching financial management at the school level is vital to
build
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building
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a financially responsible and environmentally conscious generation. It equips students with lifelong skills that benefit both individuals and society.

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content
Give more detail on each point to show how money lessons help day by day. Use one clear example per point.
content
Add a simple view that some learners may see money bits in a different way to show balance.
coherence
Use linking words to move from one idea to the next, such as also, in addition, or but.
lexical
Keep the words simple and easy. Avoid hard or new words.
grammar
Make sentences clear and not too long.
content
Clear choice of view that money skills are needed.
organization
Good structure with an intro, two body paragraphs, and a conclusion.
content
Examples fit the point and back up ideas.
coherence
Signal words guide the reader well (Firstly, Secondly, In conclusion).
Fully explain your ideas

To get an excellent score in the IELTS Task 2 writing section, one of the easiest and most effective tips is structuring your writing in the most solid format. A great argument essay structure may be divided to four paragraphs, in which comprises of four sentences (excluding the conclusion paragraph, which comprises of three sentences).

For we to consider an essay structure a great one, it should be looking like this:

  • Paragraph 1 - Introduction
    • Sentence 1 - Background statement
    • Sentence 2 - Detailed background statement
    • Sentence 3 - Thesis
    • Sentence 4 - Outline sentence
  • Paragraph 2 - First supporting paragraph
    • Sentence 1 - Topic sentence
    • Sentence 2 - Example
    • Sentence 3 - Discussion
    • Sentence 4 - Conclusion
  • Paragraph 3 - Second supporting paragraph
    • Sentence 1 - Topic sentence
    • Sentence 2 - Example
    • Sentence 3 - Discussion
    • Sentence 4 - Conclusion
  • Paragraph 4 - Conclusion
    • Sentence 1 - Summary
    • Sentence 2 - Restatement of thesis
    • Sentence 3 - Prediction or recommendation

Our recommended essay structure above comprises of fifteen (15) sentences, which will make your essay approximately 250 to 275 words.

Topic Vocabulary:
  • financial literacy
  • budgeting
  • savings culture
  • spending wisely
  • financial stability
  • responsibility
  • discipline
  • financial goals
  • long-term financial health
  • digital transactions
  • online banking
  • interest rates
  • investments
  • credit scores
  • debt management
  • academic pressures
  • curriculum balance
  • informed financial decisions
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