In many countries paying for things using mobile phones (cell phone) apps is becoming increasingly common. Does this development have more advantages or disadvantages ?

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Introduction

In many countries,

people

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are paying for things using mobile

phone

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apps.

This

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trend has both advantages and

disadvantages

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. In

this

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essay, I will discuss both of them.

Body paragraph 1

One of the most important advantages is that you can complete any payment in a few seconds. Because the cards are saved in the wallet, paying using a mobile

phone

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is convenient.

For example

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, when you go shopping, you may forget your wallet. So, the only payment method you can use is your mobile

phone

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Therefore

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, paying by mobile

phone

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will make your daily shopping easier.

Body paragraph 2

On the other hand

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this

Linking Words

trend

also

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has some

disadvantages

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. One of the most important

disadvantages

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is that

people

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's phones may get hacked because card information may be visible in many applications.

For example

Linking Words

, in some shops, there are many cameras above the cashier, so they may take a picture of a customer's card.

In addition

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, some

people

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steal other

people

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's phones to get their card information and take money from their accounts.

Conclusion

In conclusion,

although

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paying for things using mobile

phone

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apps has many advantages,

such

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as not taking a lot of time to complete the payment, it

also

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has some

disadvantages

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For example

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people

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may get scammed by some stores, and money may be taken from their accounts if their phones are hacked.

maljdy81

Sep 14, 2026

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Task response

You answer both sides of the question, but you do not clearly say if there are more good points or bad points. State your own view in the first part and again at the end. For example, say that the good points are greater than the bad points because payments are fast and easy.

Task response

Make your main ideas more full. Explain why fast payment matters, such as saving time in busy shops or helping people who do not carry cash. For the bad side, explain how phone locks, bank alerts, and two-step checks can lower the risk.

Task response

Your example about shop cameras taking a photo of a card is not a strong fit for phone-app payment, because the card may not be shown. Use an example about a lost phone, a weak phone lock, or a fake payment app instead.

Coherence and cohesion

Your essay has a clear order: first the good side, then the bad side, and then the end. Keep this plan, but make each main paragraph start with one clear point and then add an explanation and an example.

Coherence and cohesion

Use links more carefully. You repeat “One of the most important advantages/disadvantages” and “For example” several times. Try other simple links, such as “Also”, “As a result”, “However”, and “This means that”.

Coherence and cohesion

The last paragraph repeats earlier ideas but does not give a firm final view. End with one direct sentence that answers the question, such as: “Overall, mobile payments have more good points than bad points when people keep their phones safe.”

Task response

You discuss both the good and bad sides of mobile-phone payments, and your ideas stay on the topic.

Task response

You give clear real-life points about quick shopping, forgotten wallets, hacked phones, and stolen phones.

Coherence and cohesion

The essay is easy to follow because it has an opening, two main paragraphs, and an ending.

Coherence and cohesion

Words such as “On the other hand”, “For example”, and “In addition” help show the link between your ideas.

Word Count

IELTS says that you should write a minimum of 250 words in writing task 2. If you go under word count you will lose marks in task response.

A very long essay will not give you a higher band score.

Aim for between 260 to 290 words in writing task 2. This will ensure a concise essay and will be realistic in terms of time management. You have only 40 minutes to write the essay and you need around 10 minutes of planning time, so you will not be able to write a long essay in 30 minutes.

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8
Linking words
meeting the goal of 7 or more
3
Word repetition
meeting the goal of 3 or fewer
0
Grammar mistakes
detected issues

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Overall Band Score

Coherence and Cohesion: 5.0

Logical structure

Introduction & conclusion present

Supported main points

Accurate linking words

Variety in linking words

Lexical resource: 8.0

Varied vocabulary

Accurate spelling & word formation

Grammatical Range: 9.0

Mix of complex & simple sentences

Clear and correct grammar

Task Achievement: 5.0

Complete response

Clear & comprehensive ideas

Relevant & specific examples

Appropriate word count

4 paragraphs

219 words

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Topic Vocabulary:

Mobile payments
Biometric authentication
Transaction costs
Budgeting
Technological barriers
Privacy concerns
Data breaches
Identity theft
Over-reliance
Market fragmentation
Competing payment apps
Financial inclusion
Security features
User convenience
Cashless transactions
Digital wallet

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In many countries paying for things using mobile phones (cell phone) apps is becoming increasingly common. Does this development have more advantages or disadvantages ?

some people say that music is a good way of bringing people of different cultures and ages together. to what extent do you agree or disagree with this opinion?

Technology is becoming progressively universal. In the fullness of time, classroom teachers will be totally substituted for technology. Do you agree or disagree?

some consumers are increasingly choosing to buy goods that are produced in their local area, rather than imported goods. what are the reason for this ? Is this a positive or negative trend?

The advent of the internet has made it it possible for people to work from home. Do you feel this working arrangement has more advantages or disadvantages? Share personal experiences In your essay.