IELTS Writing Samples by topic

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Overspending is a current trend nowadays, which can lead to higher debt proportion in the community. Some people believe that banks should apply the strict role of using credit cards. However, credit cards come with many
Nowadays, using credit cards is one of the most popular payment methods all over the world. However, debt is becoming considerably common because of the fact that people frequently overspend their money, as well as fail
Debt is something that many individuals hope they will never have to experience in their lifetime, however, for the unfortunate few who do encounter this, it is mainly due to their reckless and irresponsible spending. So
Nowadays, it is undeniable that credit cards are a useful thing in our life. Credit cards help people’s life easier when they spend. However, if someone does not estimate themself while spending via cards and also lack r
The invention of credit card and internet banking has created many benefits for customers with fast transactions at any time in recent years. However, some people think that banks need to ensure the ability to pay back
The invention of credit card and internet banking have created many benefits for customers with fast transactions at anytime in recent years. However, some people think that banks need to ensure the ability to pay back
Credit cards has been a significant part in today's society. Previously, to be able to attain a credit card would be a milestone but these days, getting one would be a normality of life.
Negligent use of credit cards can cause debts. Thereby, I agree that banks should check the financial strength and the repaying capacity of a person before offering them electronic card facility. This essay will discuss
In our modern society, people have less chance to pay by cash thanks to the ubiquity of credit cards and debit cards. However, despite the fact that some people have difficulties to paying their debts back to the banks,
Careless and irresponsible use of credit cards push many people into debt. Some people, therefore, argue that banks should ensure the customer’s ability to pay off their debts before issuing credit cards to them. I agree
In recent times, there has been a tremendous increase in the number of people who use credit cards and this has in turn resulted in an unwanted overuse of the same. Some argue that banks should not issue cards unless the
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