The reason that most individuals are in debt is due to the overuse and irresponsible use of credit cards. Banks should not issue credit cards unless they are completely sure of an individual’s ability to pay back their debts. To what extent do you agree with this?

#reason #individuals #debt #overuse #credit #cards #banks #individual’s #ability #debts

bank

Add an article

the bank

a bank

show examples

should check the individual background employee -job -financial While the trend of banking offers the convenience of owning

credit

cards

is skyrocketing but

banks

should realize that not all of their customers are able to pay back their debts. The tendency of buying luxury stuff creates a financial trap for many

unemployment

Replace the word

unemployed

show examples

Bank

as a

credit

issuer should verify the debtor before offering the benefit of

credit

cards

This

is so vital to avoid over usage of

credit

cards

and put idleness in

the

Correct article usage

show examples

money crisis situation.

For example

Bank

Central Asia (BCA) has released new minimum income regulation which has been implemented as a loan standard for all

banks

in Asia Region.

This

rule has

succecced

Correct your spelling

succeed

succeeded

to find the correct debtors who are able to pay the loan and give revenue to

banks

In addition

, age should be

other requirement

Change the wording

another requirement

other requirements

show examples

for

banks

before

give

Change the verb form

giving

show examples

the access to

credit

Add an article

the credit

show examples

card system.

Banks

must state to the debtor that

permission

Correct article usage

a permission

show examples

letter from the

guarntor

Correct your spelling

guarantor

is one of

main

Change the article

the main

show examples

requirement

Fix the agreement mistake

requirements

show examples

before

banks

approve their

credit

cards

. Many youths below 21 are interested who do not have

salary

Correct article usage

a salary

show examples

create

credit

cards

without their

parents

Change to a genitive case

parent's

parents'

show examples

permission.

As a result

due to the benefits provided by

banks

As a result

, they can not pay the loan and bring

financial

Add an article

a financial

show examples

problem

Fix the agreement mistake

problems

show examples

to their parents who as their money

guarantor

Fix the agreement mistake

guarantors

show examples

For example

, in 2022, few high school students

Bank

give

Submitted by ru.kabiru.biru on Mon Jan 16 2023

Unauthorized use and/or duplication of this material without express and written permission from this site’s author and/or owner is strictly prohibited. Excerpts and links may be used, provided that full and clear credit is given to Writing9 with appropriate and specific direction to the original content.

Fully explain your ideas

To get an excellent score in the IELTS Task 2 writing section, one of the easiest and most effective tips is structuring your writing in the most solid format. A great argument essay structure may be divided to four paragraphs, in which comprises of four sentences (excluding the conclusion paragraph, which comprises of three sentences).

For we to consider an essay structure a great one, it should be looking like this:

Paragraph 1 - Introduction

Sentence 1 - Background statement
Sentence 2 - Detailed background statement
Sentence 3 - Thesis
Sentence 4 - Outline sentence

Paragraph 2 - First supporting paragraph

Sentence 1 - Topic sentence
Sentence 2 - Example
Sentence 3 - Discussion
Sentence 4 - Conclusion

Paragraph 3 - Second supporting paragraph

Sentence 1 - Topic sentence
Sentence 2 - Example
Sentence 3 - Discussion
Sentence 4 - Conclusion

Paragraph 4 - Conclusion

Sentence 1 - Summary
Sentence 2 - Restatement of thesis
Sentence 3 - Prediction or recommendation

Our recommended essay structure above comprises of fifteen (15) sentences, which will make your essay approximately 250 to 275 words.

Discover more tips in The Ultimate Guide to Get a Target Band Score of 7+ »— a book that's free for 🚀 Premium users.

Do you want to check your IELTS essays?

Submit unlimited essays, letters and charts. Sign up right now and start improving your writing skills.

4Linking words
meeting the goal of 7 or more
4Word repetition
meeting the goal of 3 or fewer
16Grammar mistakes
 

6 paragraphs

234 words

<4

Overall Band Score

Coherence and Cohesion: 4.0

Logical structure

Introduction & conclusion present

Supported main points

Accurate linking words

Variety in linking words

Lexical resource: 4.0

Varied vocabulary

Accurate spelling & word formation

Grammatical Range: 4.0

Mix of complex & simple sentences

Clear and correct grammar

Task Achievement: 4.0

Complete response

Clear & comprehensive ideas

Relevant & specific examples

Appropriate word count

🚀 Prepare for IELTS writing section today!

Unlimited Task 1 checks
Get all the feedback you need to keep improving your charts and letters.
Unlimited Task 2 checks
Practice and perfect your skills with essays.
Personalized suggestions
Know how to boost your score.
Detailed mistakes analysis
Get instant feedback. Spot every mistake.
Topic ideas generator
Get topic-specific ideas to enhance your writing.
Vocabulary helper
Get the right words for any topic.
Progress tracking
Track your writing improvements.

What to do next:

Look at other essays:

<4
band
Human activity has had a negative effect on plants and animal all over the world. Some people think that it too late to do something about it. other think that there is still time to take effective action. discuss both sides and give your opinion. give reasons for your answer and include any relevent examples from your own knowledge or experience.
Currently, plants and animals are suffering demage from human activities. Some people argue that we already have no time to modify this phenomenon, while others contend that if we take actions right now we can minimise or even reverse the terrible outcome. I completely disagree with the opinion later, because I believe that we still have time to tackle this issue.
7
band
Every country should have a free health service, even if this means that the latest medical treatments may not be available through the service because they are too expensive. To what extent do you agree or disagree? Give reasons for your answer and include any relevant examples from your own knowledge or experience.
Although many people believe that health services should be free of cost in the cosmos, other thinkers argue that not every surgery is included because few can not afford this expense. I agree that it is not a cup of tea for all people so this essay will provide some valid points with relative instances so it can help more to understand why it should not be free for the society.
5.5
band
Some people think that in a city, the best way to travel by car, while other people argue that bicycles are a better way of travelling in a city. Discuss both views and give your opinion.
People have different views as to whether traveling by car is a better means of transportation or if cycling has more advantages. While there are certain benefits to moving somewhere with the help of cars, the role of bicycles in cities can carry greater weight.
8
band
Robots and AI are being developed to replace humans in the workplace Why is this happening? Do you think it will have a positive or negative impact on society?
There is no denying that the ongoing development of autonomous machines and AI can eliminate human involvement in the workplace. This phenomenon can be attributed to the positive outcome of these innovations, therefore positively affecting humankind.
8
band
A friend you made while you were studying abroad has written to ask you for help in finding a job in your country. You have heard about a job in a local company that might be suitable for him/her. Write a letter to this friend. In your letter: tell your friend about the job and what sort of work it involves say why you think the job would be suitable for him/her explain how to apply for the job Write at least 150 words.
I hope this letter finds you in good health and best of spirits. It's been a long time since we caught up and finally, I have got the opportunity to see you again after our university. But, I was quite astonished after reading your letter that you are moving to India for a job.

The reason that most individuals are in debt is due to the overuse and irresponsible use of credit cards. Banks should not issue credit cards unless they are completely sure of an individual’s ability to pay back their debts. To what extent do you agree with this?

Fully explain your ideas

Some people think that in a city, the best way to travel by car, while other people argue that bicycles are a better way of travelling in a city. Discuss both views and give your opinion.

Robots and AI are being developed to replace humans in the workplace Why is this happening? Do you think it will have a positive or negative impact on society?