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The reason that most individuals are in debt is due to the overuse and irresponsible use of credit cards. Banks should not issue credit cards unless they are completely sure of an individual’s ability to pay back their debts. To what extent do you agree with this?

#reason #individuals #debt #overuse #credit #cards #banks #individual’s #ability #debts
Credit
 cards
has been
Suggestion
have been
had been
 a significant part in today's society. Previously, to be able to attain a
credit
card
 would be a
milestone but
Accept comma addition
milestone, but
 these days, getting one would be a normality of life. Whether banks should conduct
further
 checks before issuing
credit
 cards has been a huge debate.
Overusing
Suggestion
Over using
 of
credit
card
, has been a major problem in the upcoming generation. With an ability to attain a
credit
card
 easily, and younger generations not understanding the importance of money tend not to
pioritise
assign a priority to
prioritize
 their funds.
Majoritly
Suggestion
The majority
Majority
 of younger generations tend to live pay-check to pay-check
,
Accept space
,
moreover to
Accept comma addition
moreover, to
 satisfy their cravings their tend to use their
credit
 cards on impulse not realising the debt that would be affecting them.
Credit
card
 companies have
also
 tied up with many departmental stores and shops to create promotions
such
 as interest free payments, frequent flyer points and many lucky draw promotions.
This
 draws a higher usage of
credit
 cards.
Credit
 cards have given a false sense of assurance to many, thinking that
this
 would be money they have. Without a
dount
the state of being unsure of something
doubt
credit
 cards are just a quick form of loan with exorbitant interest rates. I completely agree with the statement that, banks should conduct more
condusive
tending to bring about; being partly responsible for
conducive
credit
 checks on each application and create stricter restrictions on the application process. Following that banks should
also
 conduct
compulsary
required by rule
compulsory
 online education courses for younger applicants to provide them the relevant understanding towards proper money management.
Submitted by Hareshpal Singh Sandhu on

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For we to consider an essay structure a great one, it should be looking like this:

  • Paragraph 1 - Introduction
    • Sentence 1 - Background statement
    • Sentence 2 - Detailed background statement
    • Sentence 3 - Thesis
    • Sentence 4 - Outline sentence
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    • Sentence 1 - Topic sentence
    • Sentence 2 - Example
    • Sentence 3 - Discussion
    • Sentence 4 - Conclusion
  • Paragraph 3 - Second supporting paragraph
    • Sentence 1 - Topic sentence
    • Sentence 2 - Example
    • Sentence 3 - Discussion
    • Sentence 4 - Conclusion
  • Paragraph 4 - Conclusion
    • Sentence 1 - Summary
    • Sentence 2 - Restatement of thesis
    • Sentence 3 - Prediction or recommendation

Our recommended essay structure above comprises of fifteen (15) sentences, which will make your essay approximately 250 to 275 words.

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