You should spend about 40 minutes on this task. Some people think that it is best to save money, for example in a bank or savings scheme. Other people feel that money should be spent whenever it is available. Discuss these views and reach an opinion on this debate. Give reasons for your answer, and support your essay with ideas and examples from your own experience. You should write at least 250 words.

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The question of whether to save or spend
money
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is very topical today, as so many people are struggling with financial worries. There are valid arguments on both sides, which I will discuss now. On the one hand, it is often said that spending
money
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is one way to relax and enjoy life,
forinstance
Suggestion
for instance
by shopping or taking holidays, and there is certainly some truth in
this
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.
In addition
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, we usually have no choice but to spend quite a large proportion of our available salary on day to day expenses
such
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as food, housing and transport, and so there is surprisingly little remaining to save anyway.
Finally
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, spending
money
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on products and services boosts the economy and creates employment, and in
this
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sense is a worthwhile action.
On the other hand
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, other people point out the dangers of reckless spending,
for example
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on frivolous or unnecessary items, which is often encouraged by advertising. Young people
in particular
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are vulnerable to being influenced like
this
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.
Furthermore
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, advocates of saving often point out that, without a reserve of funds for emergencies, unemployment or illness, people are putting themselves
at
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in
risk
Suggestion
Risk
of hardship or even bankruptcy.
This
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is especially true in the current economic situation.
Lastly
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on
this
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side of the debate, people emphasise the need to accumulate wealth during one’s lifetime, so that one’s children can inherit
money
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or property which will increase their security and standard of
living
Suggestion
Living
. Overall, I tend to agree that it is wiser to save
money
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wherever possible, for reasons which benefit both individuals today and future generations.
Submitted by neha1991.gogineni on

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Fully explain your ideas

To get an excellent score in the IELTS Task 2 writing section, one of the easiest and most effective tips is structuring your writing in the most solid format. A great argument essay structure may be divided to four paragraphs, in which comprises of four sentences (excluding the conclusion paragraph, which comprises of three sentences).

For we to consider an essay structure a great one, it should be looking like this:

  • Paragraph 1 - Introduction
    • Sentence 1 - Background statement
    • Sentence 2 - Detailed background statement
    • Sentence 3 - Thesis
    • Sentence 4 - Outline sentence
  • Paragraph 2 - First supporting paragraph
    • Sentence 1 - Topic sentence
    • Sentence 2 - Example
    • Sentence 3 - Discussion
    • Sentence 4 - Conclusion
  • Paragraph 3 - Second supporting paragraph
    • Sentence 1 - Topic sentence
    • Sentence 2 - Example
    • Sentence 3 - Discussion
    • Sentence 4 - Conclusion
  • Paragraph 4 - Conclusion
    • Sentence 1 - Summary
    • Sentence 2 - Restatement of thesis
    • Sentence 3 - Prediction or recommendation

Our recommended essay structure above comprises of fifteen (15) sentences, which will make your essay approximately 250 to 275 words.

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