It has become very common for people to borrow money. Most people have a credit card ,a mortgage and often they buy a car on credit card Al's well. Is this a good idea or is it too risky? Discuss both the views and give your opinion.

#people #money #credit #card #mortgage #car #idea

✨ Do you want to improve your IELTS writing?

It is quite evident that nowadays people are often shopping more expensive things,

eventhough

Suggestion

even though

they

donot

Suggestion

do not

have a enough money. These are purchased by

different way

Suggestion

different ways

the different way

credit

cards,

mortage

a conditional conveyance of property as security for the repayment of a loan

mortgage

and many others.

Although

this

idea

regarding purchasing on

credit

has a good

idea

, risks are

also

not negligible. So,

this

essay will be examined both the views in forthcoming paragraphs.

To begin

with, buying things on

credit

very good

Suggestion

a very good idea

idea

. In

this

modern era,

credit

card companies provide an opportunity to their clients who want to buy various essential things though they

donot

Suggestion

do not

have sufficient bank balance.

Therefore

, it is a very good opportunity for middle class people who

are most suffering

Suggestion

are suffering most

from the situation regarding insufficient funds during their shopping time.

For instance

majority

Suggestion

the majority

a majority

of people completed their dreams regarding purchasing their own car, after introducing the

credit

card facility.

Thus

, buying products on

credit

is a good

idea

for people who

dont

do not

don't

have

full amount

Suggestion

the full amount

of money at shopping time. Indeed, purchasing things on

credit

is not only having good

impacts but

Accept comma addition

impacts, but

also

it has various negative impacts too. On the contradictory approach, the major risk of

credit

is losing the ownership of products.

Similarly

, if customers are

failed

Suggestion

failing

to pay the

installments

a payment of part of a debt; usually paid at regular intervals

instalments

instalments'

of total

credit

amount

then

credit card company

Suggestion

the credit card company

take

Suggestion

takes

their product and

also

sometimes company

Suggestion

sometimes a company

puts their product on sale.

As a result

this

, people will loose their products.

This

same situation occurred on "home-buyer", because due to lack of fund, buyer had

choosen

one who is the object of choice; who is given preference

chosen

choosing

to purchase

home

Suggestion

a home

credit

. After that, when they failed to pay

installments

a payment of part of a debt; usually paid at regular intervals

instalments

on time again and

again

Accept comma addition

again, then

then

finally

company

Suggestion

the company

a company

sealed their home and they

loose

fail to keep or to maintain; cease to have, either physically or in an abstract sense

lose

their home ownership. In conclusion, after analysing the both views, I am

inclining

Suggestion

inclined

towards the lateral view regarding

risk

Suggestion

the risk

credit

because purchasing on

credit

will have

chance

Suggestion

the chance

a chance

to loose our product.

Thus

, it is quite obvious that "how much you have, that much you buy".

Submitted by Dhruv on Wed Jul 24 2019

Unauthorized use and/or duplication of this material without express and written permission from this site’s author and/or owner is strictly prohibited. Excerpts and links may be used, provided that full and clear credit is given to Writing9 with appropriate and specific direction to the original content.

Your opinion

Don’t put your opinion unless you are asked to give it.

If the question asks what you think, you MUST give your opinion to get a good score.

Don’t leave your opinion until the conclusion.

Here are examples of instructions that require you to give your opinion:

...do you agree or disagree?...do you think...?...your opinion...?

Discover more tips in The Ultimate Guide to Get a Target Band Score of 7+ »— a book that's free for 🚀 Premium users.

11
Linking words
meeting the goal of 7 or more
2
Word repetition
meeting the goal of 3 or fewer
25
Grammar mistakes
detected issues

0123456789.0505

Overall Band Score

Coherence and Cohesion: 5.0

Logical structure

Introduction & conclusion present

Supported main points

Accurate linking words

Variety in linking words

Lexical resource: 4.0

Varied vocabulary

Accurate spelling & word formation

Grammatical Range: 4.0

Mix of complex & simple sentences

Clear and correct grammar

Task Achievement: 7.0

Complete response

Clear & comprehensive ideas

Relevant & specific examples

Appropriate word count

4 paragraphs

325 words

🚀 Prepare for IELTS writing section today!

Unlimited Task 1 & Task 2 checks
Practice with essays, charts, and letters.
Personalized suggestions & mistake analysis
Spot every mistake and boost your score.
Topic ideas & vocabulary helpers
Expand your ideas and use the right words.
Progress tracking
Watch your writing improve with every practice.

Topic Vocabulary:

compelled
strategic financial decision
investing
property
cash flow
rewards programs
debt trap
servicing debt
exacerbate
financial strain
cycle of debt
personal responsibility
financial literacy
informed decisions
excessive borrowing
ill-informed borrowing
financial planning

What to do next:

Look at other essays:

6
band
Some people believe that young people who commit serious crimes should be punished in the same way as adults . Do you agree or disagree?
In recent times, some argue that youngsters who commit severe crimes have to be punished the same as the ones who are older, while some others lay claim that it is not necessary to introduce these kinds of laws. The in-depth analysis in the following paragraphs intends to discuss why this essay disagrees with this perspective.
5
band
Write about the following topic: Fewer students are studying science at school and university, favouring more computer based subjects instead. Is this a positive or negative development? What are the reasons for this? Give reasons for your answer and include any relevant examples from your own knowledge or experience. Write at least 250 words.
Nowadays,students have a large choice in the industries in which they want to be.Nevertheless,the problem is that some subjects are simply not in demand due to the large number of people engaged in the same field.However,I pounder that every person regardless of competition,should be given a chance to demonstrate their abilities and defend their knowledge.Currently more and more people are starting to study computer subjects,therefore there are fewer and fewer places left to study or work.According to this we can conclude that science is more promising.
5
band
Some believe that people today have no interest in maintaining the traditional culture of their country or region. Others believe that it is still important to people that we preserve a traditional way of life. Discuss both these views and give your own opinion.
Across the globe, cultures bring different flavors of depicturing the world. Some traditional venues point out the family union as society and part of the region, but unfortunately there are backward thinking traditions that instead of remark about the goods of humanity, they cannot be longer accepted inasmuch as they threaten morality and even hurt animals. Hence, in this paper I will state an unbiased perspective about remaining traditional culture, without losing focus on the drawbacks of keeping it.
6
band
Some people think that plastic shopping bags should be banned because they contribute to land and sea pollution. To what extent do you agree or disagree?
In the past, people utilized plastic bags for multiple purposes, such as shopping because of their durability and convenience of use. However, nowadays, some people believe that plastic shopping bags should be prohibited due to the increasing waste that they produce, which involves both soil and marine pollution. I completely agree that they should be banned because they cause significant damage to both land and sea life.
<4
band
Your local bookshop has invited members of the public to recommend a guest speaker for an upcoming event that will include a series of talks from well-known people.
I hear that our bookshop will have a very important event that concerns speaking frome famous speaker. As members of the local community we are invited to suggest a good speaker.

It has become very common for people to borrow money. Most people have a credit card ,a mortgage and often they buy a car on credit card Al's well. Is this a good idea or is it too risky? Discuss both the views and give your opinion.

Your opinion

Some people believe that young people who commit serious crimes should be punished in the same way as adults . Do you agree or disagree?

Some believe that people today have no interest in maintaining the traditional culture of their country or region. Others believe that it is still important to people that we preserve a traditional way of life. Discuss both these views and give your own opinion.

Some people think that plastic shopping bags should be banned because they contribute to land and sea pollution. To what extent do you agree or disagree?

Your local bookshop has invited members of the public to recommend a guest speaker for an upcoming event that will include a series of talks from well-known people.