Nowadays plastic money replacements such as credit and debit cards are extremely popular, even more than banknotes and coins. Discuss the advantages and disadvantages of this.

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Electronic transactions are gradually replacing the traditional banking system and bank currency is being supplanted by credit and debit cards. The transformation is taking place slowly but steadily and widespread. The paradigm shift has both the negative and positive consequences which will be discussed in

this

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essay. Primarily, electronic transactions and plastic money payments are more convenient and can be processed on the go.

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can be illustrated as the masses neither have to carry a wad of cash or check - which takes a couple of days to clear the payments.

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, the electronic payment system is global in nature and hassle-free.

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, e-commerce has flourished and many individuals have their online business without any brick and mortar shop.

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, it is pretty easy to shop,

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, using VISA or Master Card one can do shopping virtually from anywhere in the world. Meanwhile, with the payment gateways like PayPal someone can sell the products online.

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, people are entirely relying on the cards to make life easier.

On the contrary

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, the trend does not come without negative aspects. The primary theft to

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payment mode is cybercrime and hacking.

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, once the card is cloned or sensitive data is hacked, the owner would suffer great financial loss.

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technology has enabled us to use plastic money,

however

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, the risk of using plastic cards pertains to technology. To conclude, with the development of the financial industry credit and debit cards are trending.

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essay discussed the multifarious advantages of cards including they fit in the wallet easily and convenient to make payments.

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essay

also

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discussed the ill effects caused by hackers and scam.

sobiamaan9Fri Sep 06 2019

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11
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meeting the goal of 7 or more
0
Word repetition
meeting the goal of 3 or fewer
0
Grammar mistakes
detected issues

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Overall Band Score

Coherence and Cohesion: 7.0

Logical structure

Introduction & conclusion present

Supported main points

Accurate linking words

Variety in linking words

Lexical resource: 9.0

Varied vocabulary

Accurate spelling & word formation

Grammatical Range: 9.0

Mix of complex & simple sentences

Clear and correct grammar

Task Achievement: 9.0

Complete response

Clear & comprehensive ideas

Relevant & specific examples

Appropriate word count

4 paragraphs

276 words

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Topic Vocabulary:

Plastic money
Credit and debit cards
Banknotes
Coins
Transactions
Convenience
Security
Unauthorized transactions
Budget management
Financial apps
Acceptance
Global reach
Versatile
Dependence on technology
Technology malfunction
Privacy concerns
Data privacy
Data breaches
Overspending
Accumulating debt
High-interest rates
Fees

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Nowadays plastic money replacements such as credit and debit cards are extremely popular, even more than banknotes and coins. Discuss the advantages and disadvantages of this.

In many countries, fast food is becoming cheaper and more widely available. What are the advantages and disadvantages of this?

Many people try to balance work and other parts of their life. However, this is very difficult to do. What are the problems associated with this? What is the best way to achieve a better balance?

Older people often choose to spend money on themselves (e.g on hoilidays) rather than save money for their children after retirement.Is this a positive or negative development?

More and more students are choosing to study at colleges and universities in a foreign country. Do the benefits of studying abroad outweigh the drawbacks.

Fresh water has always been a limited source in some parts of the world. Today, however, growing worldwide demand has made this a global problem. What are the causes of the increased demand, what measurements can governments and individuals take to respond to this problem?