Nowadays plastic money replacements such as credit and debit cards are extremely popular, even more than banknotes and coins. Discuss the advantages and disadvantages of this.

#plastic #money #replacements #credit #debit #cards #banknotes #coins

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Electronic transactions are gradually replacing the traditional banking system and bank currency is being supplanted by credit and debit cards. The transformation is taking place slowly but steadily and widespread. The paradigm shift has both the negative and positive consequences which will be discussed in

this

essay. Primarily, electronic transactions and plastic money payments are more convenient and can be processed on the go.

This

can be illustrated as the masses neither have to carry a wad of cash or check - which takes a couple of days to clear the payments.

Additionally

, the electronic payment system is global in nature and hassle-free.

Consequently

, e-commerce has flourished and many individuals have their online business without any brick and mortar shop.

Thus

, it is pretty easy to shop,

for example

, using VISA or Master Card one can do shopping virtually from anywhere in the world. Meanwhile, with the payment gateways like PayPal someone can sell the products online.

Therefore

, people are entirely relying on the cards to make life easier.

On the contrary

, the trend does not come without negative aspects. The primary theft to

such

payment mode is cybercrime and hacking.

For example

, once the card is cloned or sensitive data is hacked, the owner would suffer great financial loss.

Although

technology has enabled us to use plastic money,

however

, the risk of using plastic cards pertains to technology. To conclude, with the development of the financial industry credit and debit cards are trending.

This

essay discussed the multifarious advantages of cards including they fit in the wallet easily and convenient to make payments.

This

essay

also

discussed the ill effects caused by hackers and scam.

Submitted by sobiamaan9 on Fri Sep 06 2019

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11
Linking words
meeting the goal of 7 or more
0
Word repetition
meeting the goal of 3 or fewer
0
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Overall Band Score

Coherence and Cohesion: 7.0

Logical structure

Introduction & conclusion present

Supported main points

Accurate linking words

Variety in linking words

Lexical resource: 9.0

Varied vocabulary

Accurate spelling & word formation

Grammatical Range: 9.0

Mix of complex & simple sentences

Clear and correct grammar

Task Achievement: 9.0

Complete response

Clear & comprehensive ideas

Relevant & specific examples

Appropriate word count

4 paragraphs

276 words

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Nowadays plastic money replacements such as credit and debit cards are extremely popular, even more than banknotes and coins. Discuss the advantages and disadvantages of this.

A group of people think that the penalty for each kind of crime needs to equal, another group says that before giving punishment wants to analyse the stimulantt and motivation of the crime. Discuss both views and give your opinion.

Some people think that newspapers are the best way to learn news. However, others believe that they can learn news better through other media. Discuss both views and give your opinion

TASK 2 Nowadays the way many people interact with each other has changed because of technology. In what ways has technology affected the types of relationships that people make? Has this been a positive or negative development?

Many people aroung the world use social media everyday to keep in touch with other people and get news events. Do you think the advantages outweigh the disadvantages?

Many people nowadays spend a large part most their free time using a smartphone. What do you think are the reasons for this? Do you think this is a positive or a negative development?