Some people think that they should spend money they earn now enjoying life, while others think that the money should be put into savings for future. Discuss both views and give your opinion.

Nowadays, people have different perceptions about enjoying life. While some people are of the opinion that, the money they earn should be spent to live life to the fullest, others argue that they should accumulate their funds for a better tomorrow. In
this
essay, I will discuss both sides of the argument and explain my support for the latter view.
First
of all, people who burn all their earnings for happiness, believe that they should live in the moment.
This
culture is highly prevalent in the west, where the slogan “work hard, party harder” was born, which means, work during the weekdays and have fun over the weekends.
For example
, when I was working in the United Kingdom, I hardly heard anyone speak about saving money for the future; they rather spend on partying every week or travelling once a month.
Moreover
, they don’t believe in saving because, their government has several benefits for them after retirement on health, public transportation and bi-weekly pension schemes.
On the other hand
, investing for tomorrow has its own perks as it makes one independent. With the advancements of technology, everybody is replaceable at their workplace. In
such
scenarios, having backup funds is highly essential for basic survival.
Moreover
, in case of any health emergency, either for self or among family members, these savings will come to the rescue.
For instance
, I personally lost my job due to recession and did not find a new one for the
next
six months. Since I had been saving all
this
while, I was able to get through the tough situation without asking anyone for help.
In addition
, it is always necessary to save for the
next
generations as it provides them with good education which is highly necessary for their successful career ahead. In conclusion, even though instant gratification might provide joy in that moment, I believe in delayed gratification where one is not only self sufficient, but
also
has a vision for their future generations.
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Include an introduction and conclusion

A conclusion is essential for IELTS writing task 2. It is more important than most people realise. You will be penalised for missing a conclusion in your IELTS essay.

The easiest paragraph to write in an essay is the conclusion paragraph. This is because the paragraph mostly contains information that has already been presented in the essay – it is just the repetition of some information written in the introduction paragraph and supporting paragraphs.

The conclusion paragraph only has 3 sentences:

  • Summary
  • Restatement of thesis
  • Prediction or recommendation

Example:

To summarize, a robotic teacher does not have the necessary disciple to properly give instructions to students and actually works to retard the ability of a student to comprehend new lessons. Therefore, it is clear that the idea of running a classroom completely by a machine cannot be supported. After thorough analysis on this subject, it is predicted that the adverse effects of the debate over technology-driven teaching will always be greater than the positive effects, and because of this, classroom teachers will never be substituted for technology.

Start your conclusion with a linking phrase. Here are some examples:

  • In conclusion
  • To conclude
  • To summarize
  • Finally
  • In a nutshell
  • In general

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You are not ready for IELTS Speaking, if you

  • Can’t speak smoothly without pauses.
  • Use simple words and lack vocabulary.
  • Feel nervous and anxious when speaking.
Topic Vocabulary:
  • financial management
  • immediate gratification
  • experiences
  • memories
  • work-life balance
  • financial security
  • stability
  • unexpected emergencies
  • long-term goals
  • aspirations
  • personal preference
  • priorities
  • balanced financial plan
What to do next:
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