It is better to save money than to spend it. How far do you agree with this statement? Is saving more important than spending in today's world?

#money #world

Should savings take precedence over immediate consumption or vice-versa is an often asked question. The need to find a proper balance between the two is getting ever critical in the face of growing economic uncertainty. In my opinion, creating reserves for a rainy day is equally important as addressing immediate consumption needs and

one

can find a right balance between the two via proper planning and budgeting. Spending can be classified into voluntary and involuntary spending. Expense against basic consumption needs like food, clothing, shelter,

healthcare

Suggestion

health care

and education is inevitable while spending on recreation, entertainment, personal well-being is non-essential to survival. A budget based approach to rationalizing spending can help

one

identify opportunities to cut-down on discretionary expenses while minimizing the impact of the actions on the quality of life. Savings is critical as it acts as a source of provision for meeting essential needs in times of economic difficulty as well as it provides for peace of mind during prosperity. A hedonistic lifestyle aggravates financial adversity in times of loss of income and

one

is forced to make rapid and harsh adjustments to

one

's lifestyle which can be quite painful, adequate savings help in ensuring that

this

impact remains manageable in case of a change in fortunes. To conclude, spending and savings are equally important and a balanced approach to these via prudent financial budgeting is the best course of action.

Wed Dec 25 2019

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Paragraph 1 - Introduction

Sentence 1 - Background statement
Sentence 2 - Detailed background statement
Sentence 3 - Thesis
Sentence 4 - Outline sentence

Paragraph 2 - First supporting paragraph

Sentence 1 - Topic sentence
Sentence 2 - Example
Sentence 3 - Discussion
Sentence 4 - Conclusion

Paragraph 3 - Second supporting paragraph

Sentence 1 - Topic sentence
Sentence 2 - Example
Sentence 3 - Discussion
Sentence 4 - Conclusion

Paragraph 4 - Conclusion

Sentence 1 - Summary
Sentence 2 - Restatement of thesis
Sentence 3 - Prediction or recommendation

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1Linking words
meeting the goal of 7 or more
1Word repetition
meeting the goal of 3 or fewer
1Grammar mistakes
 

4 paragraphs

232 words

0123456789.0505

Overall Band Score

Coherence and Cohesion: 4.0

Logical structure

Introduction & conclusion present

Supported main points

Accurate linking words

Variety in linking words

Lexical resource: 8.0

Varied vocabulary

Accurate spelling & word formation

Grammatical Range: 8.0

Mix of complex & simple sentences

Clear and correct grammar

Task Achievement: 4.0

Complete response

Clear & comprehensive ideas

Relevant & specific examples

Appropriate word count

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It is better to save money than to spend it. How far do you agree with this statement? Is saving more important than spending in today's world?

Fully explain your ideas

Essentional vocabulary list for IELTS Writing 7+

Some people believe that humans should be able to use animals for their own benefits, while others argue that the rights of animals should be protected. Discuss both these views and give your own opinion.

Rich countries often give money to poorer countries, but it does not solve poverty. Therefore, developed countries should give other types of help to the poor countries rather than financial aid. To what extent do you agree or disagree?

In some countries, there has been an increase in the number of parents who educate their children themselves at home instead of sending them to school. Do the advantages of this outweigh the disadvantages?

Using a computer every day can have more negative than positive effects on your children. Do you agree or disagree?

Some people say that the main environmental problem of our time is the loss of particular species of plants and animals. Others say that there are more important environmental problems. Discuss both these views and give your own opinion.