Some people think the money they earn should be enjoyed by spending it now, while other thinks that their earnings should be saved for future. Discuss both views and give your opinion.

How people spend their
money
is very much their personal choice. Some people believe that they should save for the future; others insist that they should spend their
money
to enjoy a better life. In my point of view, saving
money
is an absolute necessity, but it shouldn’t be achieved at the cost of limiting basic needs and recreational activities. On the one hand, it’s extremely important for people to understand their needs and wants. Irrespective of age and gender, each individual has their own desires to
fulfill
put in effect
fulfil
. People these days are working hard to get more
money
so that they can live in a bigger house and drive a more comfortable car. A recent study in the US revealed that middle class people spend more
money
on
traveling
the act of going from one place to another
travelling
than on rentals or loans. It is interesting to know that families with kids want to travel around the world to experience difficult cultures. One has to spend
money
to
fulfill
put in effect
fulfil
these desires.
On the other hand
, it’s equally important to curtail one’s spending. It is not uncommon for rich people to spend inordinate amounts of
money
on luxury goods and an extravagant lifestyle. Unfortunately, excessive spending can land people in trouble. A person’s financial situation can change any time. A sudden illness or job loss can land anyone in deep financial trouble. I myself have seen many old couples forced to live on government assistance. They used to earn
well but
Accept comma addition
well, but
because of their excessive spending habits they could not save anything for their twilight years. To conclude, it is evident that in order to live comfortably throughout one’s life, it is important to spend and save
money
wisely.
Submitted by babe.chotirawee on

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Topic Vocabulary:
  • money management
  • financial decision
  • financial stability
  • instant gratification
  • desires
  • enjoyment
  • satisfaction
  • lasting memories
  • experiences
  • financial security
  • emergency funds
  • long-term goals
  • retirement savings
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