Some people think the money they earn should be enjoyed by spending it now, while other thinks that their earnings should be saved for future. Discuss both views and give your opinion.

How people spend their

money

is very much their personal choice. Some people believe that they should save for the future; others insist that they should spend their

money

to enjoy a better life. In my point of view, saving

money

is an absolute necessity, but it shouldn’t be achieved at the cost of limiting basic needs and recreational activities. On the one hand, it’s extremely important for people to understand their needs and wants. Irrespective of age and gender, each individual has their own desires to

fulfill

put in effect

fulfil

. People these days are working hard to get more

money

so that they can live in a bigger house and drive a more comfortable car. A recent study in the US revealed that middle class people spend more

money

traveling

the act of going from one place to another

travelling

than on rentals or loans. It is interesting to know that families with kids want to travel around the world to experience difficult cultures. One has to spend

money

fulfill

put in effect

fulfil

these desires.

On the other hand

, it’s equally important to curtail one’s spending. It is not uncommon for rich people to spend inordinate amounts of

money

on luxury goods and an extravagant lifestyle. Unfortunately, excessive spending can land people in trouble. A person’s financial situation can change any time. A sudden illness or job loss can land anyone in deep financial trouble. I myself have seen many old couples forced to live on government assistance. They used to earn

well but

Accept comma addition

well, but

because of their excessive spending habits they could not save anything for their twilight years. To conclude, it is evident that in order to live comfortably throughout one’s life, it is important to spend and save

money

wisely.

Submitted by babe.chotirawee on Thu Jan 02 2020

Unauthorized use and/or duplication of this material without express and written permission from this site’s author and/or owner is strictly prohibited. Excerpts and links may be used, provided that full and clear credit is given to Writing9 with appropriate and specific direction to the original content.

Fully explain your ideas

To get an excellent score in the IELTS Task 2 writing section, one of the easiest and most effective tips is structuring your writing in the most solid format. A great argument essay structure may be divided to four paragraphs, in which comprises of four sentences (excluding the conclusion paragraph, which comprises of three sentences).

For we to consider an essay structure a great one, it should be looking like this:

Paragraph 1 - Introduction

Sentence 1 - Background statement
Sentence 2 - Detailed background statement
Sentence 3 - Thesis
Sentence 4 - Outline sentence

Paragraph 2 - First supporting paragraph

Sentence 1 - Topic sentence
Sentence 2 - Example
Sentence 3 - Discussion
Sentence 4 - Conclusion

Paragraph 3 - Second supporting paragraph

Sentence 1 - Topic sentence
Sentence 2 - Example
Sentence 3 - Discussion
Sentence 4 - Conclusion

Paragraph 4 - Conclusion

Sentence 1 - Summary
Sentence 2 - Restatement of thesis
Sentence 3 - Prediction or recommendation

Our recommended essay structure above comprises of fifteen (15) sentences, which will make your essay approximately 250 to 275 words.

Discover more tips in The Ultimate Guide to Get a Target Band Score of 7+ »— a book that's free for 🚀 Premium users.

Do you want to check your IELTS essays?

Submit unlimited essays, letters and charts. Sign up right now and start improving your writing skills.

1Linking words
meeting the goal of 7 or more
1Word repetition
meeting the goal of 3 or fewer
4Grammar mistakes
 

4 paragraphs

279 words

0123456789.0505

Overall Band Score

Coherence and Cohesion: 4.0

Logical structure

Introduction & conclusion present

Supported main points

Accurate linking words

Variety in linking words

Lexical resource: 6.0

Varied vocabulary

Accurate spelling & word formation

Grammatical Range: 6.0

Mix of complex & simple sentences

Clear and correct grammar

Task Achievement: 4.0

Complete response

Clear & comprehensive ideas

Relevant & specific examples

Appropriate word count

🚀 Prepare for IELTS writing section today!

Unlimited Task 1 & Task 2 checks
Practice with essays, charts, and letters.
Personalized suggestions & mistake analysis
Spot every mistake and boost your score.
Topic ideas & vocabulary helpers
Expand your ideas and use the right words.
Progress tracking
Watch your writing improve with every practice.

Download Free PDF
11 Most Commonly Used English Expressions »

Topic Vocabulary:

money management
financial decision
financial stability
instant gratification
desires
enjoyment
satisfaction
lasting memories
experiences
financial security
emergency funds
long-term goals
retirement savings

What to do next:

Look at other essays:

7.5
band
In some countries, an increasing number of people are suffering from health problems as a result of eating too much fast food. It is, therefore, necessary for governments to impose a higher tax on this kind of food. Do you agree or disagree?
It is argued that governments should levy a tariff on junk food because the number of health risks associated with consuming this kind of food is on the rise. This essay agrees that a higher rate of tax should be paid by fast-food companies. Firstly, alcohol and tobacco companies already pay higher taxes and secondly, higher taxes could raise prices and lower consumption.
5
band
In some countries, more and more people are becoming interested in finding out about the history of the house or building they live in. What are the reasons for this?How can people research this?
As the question mentions, people are becoming increasingly more aware of the history of architecture in their own countries. There are mainly two reasons for
6
band
Some people think that wearing uniforms fosters solidarity between staff and makes them feel part of a team. Others claim that it is better to have a dress code than a uniform. Discuss both views and give your opinion.
Wearing the uniform is implemented in some companies, and in other companies, staff choose to dress whatever they want. There is an ambivalence regarding these different viewpoints. Whereas proponents argue that wearing the uniform should be compulsory, opponents including me believe that it would be better for workers to have a dress code.
7.5
band
Some people believe that unpaid community service should be compulsory in high school programmes (for example, working for a charity, improving the neighbourhood or teaching sports to younger children). Do you agree or disagree?
It is argued that volunteering should be made part of the school curriculum. This essay agrees with that suggestion completely because it helps pupils develop soft skills and helps them gain much-needed work experience.
6.5
band
Some people say that individuals do no protect cannot make difference, others say that individuals can protect environment.Discuss both views and give your opinion.
A debatable argument is whether individuals do not safeguard make distinguishment or they are capable of doing that. The author of this essay holds a belief that human actions can make the environment change positively, despite those who argue against it.

Some people think the money they earn should be enjoyed by spending it now, while other thinks that their earnings should be saved for future. Discuss both views and give your opinion.

Fully explain your ideas

In some countries, an increasing number of people are suffering from health problems as a result of eating too much fast food. It is, therefore, necessary for governments to impose a higher tax on this kind of food. Do you agree or disagree?

In some countries, more and more people are becoming interested in finding out about the history of the house or building they live in. What are the reasons for this?How can people research this?

Some people think that wearing uniforms fosters solidarity between staff and makes them feel part of a team. Others claim that it is better to have a dress code than a uniform. Discuss both views and give your opinion.

Some people believe that unpaid community service should be compulsory in high school programmes (for example, working for a charity, improving the neighbourhood or teaching sports to younger children). Do you agree or disagree?

Some people say that individuals do no protect cannot make difference, others say that individuals can protect environment.Discuss both views and give your opinion.