Nowadays plastic money replacements such as credit and debit cards are extremely popular, even more than banknotes and coins. Discuss the advantages and disadvantages of this?

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The usage of cashless payments has indeed surpassed the traditional method of payments

such

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as paper

money

Use synonyms

and metal currencies in popularity.

This

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essay will elucidate the pocket-friendly feature as a primary advantage, and

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en describe h

Suggestion

then describes

ow it paves the way for frauds both online and offline. To start with, the easiest method to take a huge sum of

money

Use synonyms

is in the form of credit and debit cards. Nowadays, people prefer to carry a card with them rather than having a heavy wallet or bag.

Moreover

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, due to recent technological advancements, the financial bodies have provided the option of online access to the cards through mobile phones and computer applications

such

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as Google and Apple pay. To make it effective, banks and credit companies have been investing on a large scale to develop new features in

plastic

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money

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For example

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, recently a new chip has been inserted into cards to make the transactions quicker just by tapping it on the payment machine.

This

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way, customers would not have to wait in long queues.

Thus

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plastic

Use synonyms

money

Use synonyms

has proved to be more convenient in usage than paper currency.

However

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, the major drawback of the modern currency is that it hikes the chances of fraudulent activities in

this

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cashless world. To elucidate, hackers can steal all the personal details after decrypting the banking codes, and it takes solely a few moments to transfer the

money

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to their card.

Furthermore

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, thieves could withdraw thousands of dollars, if they find out any lost card. Not only

this

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, cy

bercriminals c

Suggestion

also

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create the cloning of

plastic

Use synonyms

money

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and can misuse it without being known to the owner. According to the report of the World Bank, every ye

ar 5 p

Accept comma addition

year, 5

ercent of people are deceived by fraudsters through fake cards worldwide.

Hence

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, it has become a matter of concern for financial organizations to introduce new safety measures for capital protection. To conclude, undoubtedly digital payments have raised the level of ba

nking industry b

Suggestion

the banking industry

y inserting the

plastic

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cards to the public’s pocket.

However

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, there are still huge threats to

this

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innovation from online criminals and thieves.

Thus

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, a highly encrypted and technically secured system would be required.

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Answer the 'Advantages and Disadvantages' topic

IELTS advantages and disadvantages questions normally give you a statement and ask you to comment on the advantages and disadvantages of that statement.

Answer structure for the type of essay

Introduction
Body paragraph 1 – advantages
Body paragraph 2 – disadvantages
Conclusion

Examples to start your body paragraph:

The main advantage is...
The disadvantage of this...
The main benefit...
Despite these advantages...
One possible drawback...

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10
Linking words
meeting the goal of 7 or more
2
Word repetition
meeting the goal of 3 or fewer
4
Grammar mistakes
detected issues

0123456789.0505

Overall Band Score

Coherence and Cohesion: 6.0

Logical structure

Introduction & conclusion present

Supported main points

Accurate linking words

Variety in linking words

Lexical resource: 6.0

Varied vocabulary

Accurate spelling & word formation

Grammatical Range: 6.0

Mix of complex & simple sentences

Clear and correct grammar

Task Achievement: 7.0

Complete response

Clear & comprehensive ideas

Relevant & specific examples

Appropriate word count

4 paragraphs

360 words

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Nowadays plastic money replacements such as credit and debit cards are extremely popular, even more than banknotes and coins. Discuss the advantages and disadvantages of this?

Answer the 'Advantages and Disadvantages' topic

Some people say that all popular TV programs should aim to educate viewers about important social issues. To what extent do you agree or disagree with this statement?

It is more important to spend public money on promoting a healthy lifestyle in order to prevent illness than to spend it on treatment of people who are already ill. To what extent do you agree or disagree?

Student learn far more with their teachers than other sources (the Internet or television). To what extent do you agree or disagree?

Some developed countries now have unemployment problems. Why do people still want to immigrate to these countries? Give reasons and specific examples to explain your answer.