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Band 6.5

Nowadays plastic money replacements such as credit and debit cards are extremely popular, even more than banknotes and coins. Discuss the advantages and disadvantages of this. Give reasons for your answer and include any relevant examples from your own knowledge or experience.

#plastic #money #replacements #credit #debit #cards #banknotes #coins
Gone are the days when you would have to carry large sums of
money
 in your pockets. Physical
cash
 has now been replaced with credit and debit card.
This
 essay would state the advantages and disadvantages of using the
plastic
money
.
Firstly
, the biggest advantage of
plastic
 cards, is the ease of convenience. With ATM’s on every corner and the general acceptance of
plastic
money
 across the world, has made the transactions much easier. While travelling across the world, you do not have to worry about the currency exchange and can easily use your cards to transact and withdraw
cash
 whenever required.
This
 has
also
 helped with concerns of being robbed while carrying a lot of
cash
 with you by pickpockets. Perfect example of
this
 is, while using public transport
such
 as
metro
Suggestion
the metro
, one is always fearful of pickpockets, now people generally carry less
cash
 and use cards, which is useless without a pin. There are
also
 some disadvantages associated with the
plastic
money
. With the fraudsters getting smarter, a greater number of cases of digital fraud are surfacing. With the use of banknotes and coins, there was one less problem to worry about, since you would only carry stipulated
cash
 as per requirement. But nowadays, scammers have started cloning your cards to carry out fraudulent transactions. Recently, a 65-year-old man was robbed of his entire life savings. It came to light that the victim had
last
 used his debit card for online transaction, later he found out that some hacker managed to get the details
of
Suggestion
on
 his card from that site and wiped out his account through online transfer. These are some disadvantages of relying too much on
plastic
money
. To conclude,
plastic
money
 is here to stay. While there are some disadvantages of using them, but the advantages and ease of convenience outweigh them
thus
 making people’s lives easier.
Submitted by Sandeep on

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For we to consider an essay structure a great one, it should be looking like this:

  • Paragraph 1 - Introduction
    • Sentence 1 - Background statement
    • Sentence 2 - Detailed background statement
    • Sentence 3 - Thesis
    • Sentence 4 - Outline sentence
  • Paragraph 2 - First supporting paragraph
    • Sentence 1 - Topic sentence
    • Sentence 2 - Example
    • Sentence 3 - Discussion
    • Sentence 4 - Conclusion
  • Paragraph 3 - Second supporting paragraph
    • Sentence 1 - Topic sentence
    • Sentence 2 - Example
    • Sentence 3 - Discussion
    • Sentence 4 - Conclusion
  • Paragraph 4 - Conclusion
    • Sentence 1 - Summary
    • Sentence 2 - Restatement of thesis
    • Sentence 3 - Prediction or recommendation

Our recommended essay structure above comprises of fifteen (15) sentences, which will make your essay approximately 250 to 275 words.

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