Nowadays plastic money replacements such as credit and debit cards are extremely popular, even more than banknotes and coins. Discuss the advantages and disadvantages of this.

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It is irrefutable that nowadays, online payments and monetary transactions are in demand in comparison to coins and notes. In my opinion, it has several merits like it is convenient to use and forbids the illegal transaction,

however

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, it has repercussion as well a certain set of sellers do not accept

this

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currency. On the one hand, the exchange of money has become quite comfortable between the customers and the sellers. To be more precise, in

this

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cutting edge technology plethora of population utilize their debit or credit card in myriad requirements,

such

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as restaurants, taxi fare, airfare and lodging tickets and many more as it instantly transfers the amount to the payee account without any

further

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delay and evades the unnecessary arguments of the refund charges as the exact quantity gets credited from the bank.

Moreover

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, the government has introduced stringent guidelines,

for instance

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, everyone has to link their unique identification card number with their bank or plastic cash, limited funds can be transferred in a certain period of time, and pin number is mandatory while making online payments to refrain money laundering activities on a broader scale.

On the other hand

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it has a drawback as well. It is not acknowledged by multifarious local sellers for purchasing the products. Simply stated, innumerable local shopkeepers

such

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as daily groceries, milkman, and vegetable sellers refuse to take these soft currencies because their monthly sales do not reach to a large scale that generates a need to open an account with these institutions.

Therefore

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, people are compelled to use notes

instead

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of electronic funds. In conclusion, It cannot be denied that electronic funds have taken a place of notes and currencies,

hence

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, I do not but agree that its various benefits like easy to use, but there is one downside to them, it is not acceptable by everyone.

RashmeSat Aug 08 2020

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Your opinion

Don’t put your opinion unless you are asked to give it.

If the question asks what you think, you MUST give your opinion to get a good score.

Don’t leave your opinion until the conclusion.

Here are examples of instructions that require you to give your opinion:

...do you agree or disagree?...do you think...?...your opinion...?

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10
Linking words
meeting the goal of 7 or more
0
Word repetition
meeting the goal of 3 or fewer
0
Grammar mistakes
detected issues

0123456789.0505

Overall Band Score

Coherence and Cohesion: 7.0

Logical structure

Introduction & conclusion present

Supported main points

Accurate linking words

Variety in linking words

Lexical resource: 9.0

Varied vocabulary

Accurate spelling & word formation

Grammatical Range: 9.0

Mix of complex & simple sentences

Clear and correct grammar

Task Achievement: 5.0

Complete response

Clear & comprehensive ideas

Relevant & specific examples

Appropriate word count

4 paragraphs

307 words

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Topic Vocabulary:

Plastic money
Credit and debit cards
Banknotes
Coins
Transactions
Convenience
Security
Unauthorized transactions
Budget management
Financial apps
Acceptance
Global reach
Versatile
Dependence on technology
Technology malfunction
Privacy concerns
Data privacy
Data breaches
Overspending
Accumulating debt
High-interest rates
Fees

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Nowadays plastic money replacements such as credit and debit cards are extremely popular, even more than banknotes and coins. Discuss the advantages and disadvantages of this.

Your opinion

Some people think that success in life comes from hard work and determination while others think that there are more important factors such as money and appearances. Discuss both views and give your opinion.

You have just won two tickets to a concert and want to invite your friend to go with you. Write a letter to your friend. In the letter: •give details about the concert •describe how you won the tickets •explain why youʼve chosen your friend to go with you.

Environmental protection is the responsibility of politicians, not individuals as individuals can do too little. To what extent do you agree or disagree?

Some people think that newspaper are best media to learn and get information from, while others believe that internet is a better source.Discuss both views and give your opinion.

Car ownership has increased so rapidly over the past thirty years that many cities in the world are now ‘on big traffic jam’ How true do you think this statement is? What measures can governments take to discourage people from using their cars?