Nowadays plastic money replacements such as credit and debit cards are extremely popular, even more than banknotes and coins. Discuss the advantages and disadvantages of this.

#plastic #money #replacements #credit #debit #cards #banknotes #coins

It is irrefutable that nowadays, online payments and monetary transactions are in demand in comparison to coins and notes. In my opinion, it has several merits like it is convenient to use and forbids the illegal transaction,

however

, it has repercussion as well a certain set of sellers do not accept

this

currency. On the one hand, the exchange of money has become quite comfortable between the customers and the sellers. To be more precise, in

this

cutting edge technology plethora of population utilize their debit or credit card in myriad requirements,

such

as restaurants, taxi fare, airfare and lodging tickets and many more as it instantly transfers the amount to the payee account without any

further

delay and evades the unnecessary arguments of the refund charges as the exact quantity gets credited from the bank.

Moreover

, the government has introduced stringent guidelines,

for instance

, everyone has to link their unique identification card number with their bank or plastic cash, limited funds can be transferred in a certain period of time, and pin number is mandatory while making online payments to refrain money laundering activities on a broader scale.

On the other hand

it has a drawback as well. It is not acknowledged by multifarious local sellers for purchasing the products. Simply stated, innumerable local shopkeepers

such

as daily groceries, milkman, and vegetable sellers refuse to take these soft currencies because their monthly sales do not reach to a large scale that generates a need to open an account with these institutions.

Therefore

, people are compelled to use notes

instead

of electronic funds. In conclusion, It cannot be denied that electronic funds have taken a place of notes and currencies,

hence

, I do not but agree that its various benefits like easy to use, but there is one downside to them, it is not acceptable by everyone.

Submitted by Rashme on Sat Aug 08 2020

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Nowadays plastic money replacements such as credit and debit cards are extremely popular, even more than banknotes and coins. Discuss the advantages and disadvantages of this.

Your opinion

Nowadays, older people who need employment have to compete with younger people. What problems does this cause? And what are the solutions?

Some children spen hours every day on their smartphones Why is this the case? Do you thinki this is a positive or a negative development?

With the development of social media, more and more youngsters are being allowed unsupervised access to the Internet. What potential problems may this trend lead to? What solutions can you suggest to deal with it?

Many working people get little or no exercise either during the working day or in their free time, and have health problems as a result. Why do many working people not get enough exercise? What can be done about this problem?