In many countries paying for things using mobile phone (cellphone) apps is becoming increasingly common. Does this development have more advantages or more disadvantages?

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After the technological revolution
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,
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the mode of money transaction is become digital using the mobile
application
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and it is no more uncommon in most of the countries. There are way more benefits of
m
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a
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oney transfer using a cellular app which includes convenience and swiftness.
However
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, there is one major potential drawback associated with
this
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mechanism of funds
trasfer
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transfer
is cyber theft. Undoubtedly, there are numerous advantages of funds transfer using mobile apps and
this
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way of
t
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the
a
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ransaction is tremendously popular in most of the regions in the world.
Firstly
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, convenience is one of the big upsides of
this
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particular practice in which people can paying online bills or buy anything online by tapping a few clicks on the mobile screen.
For example
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, recent data revealed by the UK explain that most of the population is using a mobile app
for instance
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Amazon, eBay to order things and pay online through these applications.
Secondly
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, online
payment
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using smartphone
application
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is considered rapid comparing to any other technique.
Furthermore
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, it saves a lot of time and individuals do not need to visit any credit or debit card machines for making
payment
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.
Nonetheless
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, apart from the upsides of
m
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a
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obile
application
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payment
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, there are some potential risks involved with
this
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. The enormous drawback is the cyber theft associated with
this
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mode of
payment
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because it is more vulnerable that hacker can get access to the mobile phone using social media applications or installed unauthorized apps. After that, he would be able to acquire confidential credentials of one’s online bank account and steals
p
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a
the
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erson
hard earned
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hard-earned
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money.
Although
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,
this
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can be resolved or avoided by educating mobile app user to not click on any unnecessary link or do not install any unauthorized
application
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on their smartphone. In conclusion, online
payment
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using
m
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a
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obile phone
application
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is
a
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the
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most swift
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swiftest
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and convenient method.
Nevertheless
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, cybercrime is
also
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associated with
this
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way of
payment
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which can minimize or eliminate by proper guidance and making system more reliable.
Submitted by Muhammad Faizan on

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    • Sentence 1 - Background statement
    • Sentence 2 - Detailed background statement
    • Sentence 3 - Thesis
    • Sentence 4 - Outline sentence
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    • Sentence 1 - Topic sentence
    • Sentence 2 - Example
    • Sentence 3 - Discussion
    • Sentence 4 - Conclusion
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    • Sentence 1 - Topic sentence
    • Sentence 2 - Example
    • Sentence 3 - Discussion
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Topic Vocabulary:
  • convenience
  • safety
  • security
  • time-saving
  • cashless transactions
  • dependence on technology
  • privacy concerns
  • accessibility issues
  • financial vulnerability
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