IELTS Writing Correction Service
Writing Samples
Band 6.5

Today credit cards are easy to get in many countries, but some people who use them struggle to pay their debt. Do the advantages outweigh the disadvantages?

#credit #cards #countries #people #struggle #debt
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These days,
credit
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card
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, which is generally considered to be convenient to get almost all over the world, leads to some complications among individuals because of paying the debt.
Although
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 there are certain benefits associated with the usage of
credit
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card
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, the disadvantages seem to outweigh the advantages in
this
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 case. To initiate the advantages of having a
credit
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card
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. The
first
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 and foremost is the withdrawal of
money
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 in emergency cases. To explain, when a person does not have enough cash or saving to cover any cost, they can withdraw a large amount of
money
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 because the amount can be paid laterally in the limited
time
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 period
that is
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 not possible while using a debit
card
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. To cite an example, the major emergencies
such
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 as buying car or house, as well as taking health treatment, doing occasional shopping, and travelling, which is generally considered to have high spending of
money
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, can be deal while paying through
credit
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card
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. Despite the benefits, using a
credit
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card
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 has drawbacks too. The primary one is a high-interest rate. To elaborate, if a person withdraws a large amount of
money
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 and do not return the
money
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 on
time
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, they can have to pay a heavy interest because the returning
money
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 to the bank is must on fixed
time
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 for a candidate who is using a
credit
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 a
card
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.
For instance
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, the /a person who has withdrawn
money
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 through a
credit
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card
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first
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 of the January and the returning
time
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 is
first
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 February, but he has forgotten to payback has to give interest to the /a bank. In conclusion,
although
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 using a
credit
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card
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 can be helpful for withdrawing
money
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 during the emergence, it seems to be more disadvantageous because of heavy rates in terms of interest.
Submitted by arah.kaka011 on

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Fully explain your ideas

To get an excellent score in the IELTS Task 2 writing section, one of the easiest and most effective tips is structuring your writing in the most solid format. A great argument essay structure may be divided to four paragraphs, in which comprises of four sentences (excluding the conclusion paragraph, which comprises of three sentences).

For we to consider an essay structure a great one, it should be looking like this:

  • Paragraph 1 - Introduction
    • Sentence 1 - Background statement
    • Sentence 2 - Detailed background statement
    • Sentence 3 - Thesis
    • Sentence 4 - Outline sentence
  • Paragraph 2 - First supporting paragraph
    • Sentence 1 - Topic sentence
    • Sentence 2 - Example
    • Sentence 3 - Discussion
    • Sentence 4 - Conclusion
  • Paragraph 3 - Second supporting paragraph
    • Sentence 1 - Topic sentence
    • Sentence 2 - Example
    • Sentence 3 - Discussion
    • Sentence 4 - Conclusion
  • Paragraph 4 - Conclusion
    • Sentence 1 - Summary
    • Sentence 2 - Restatement of thesis
    • Sentence 3 - Prediction or recommendation

Our recommended essay structure above comprises of fifteen (15) sentences, which will make your essay approximately 250 to 275 words.

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Topic Vocabulary:
  • credit history
  • financial flexibility
  • emergencies
  • cashback
  • travel points
  • discounts
  • budget management
  • interest rates
  • fees
  • debt
  • credit scores
  • loans
  • mortgages
  • impulsive spending
  • financial difficulties
  • penalties
  • financial strain
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