In many countries, paying for things using mobile phone (cellphone) apps is becoming increasingly common. Does this development have more advantages or more disadvantages? Give reasons for your answer and include any relevant examples from your own knowledge or experience.
With
advent
and advancement in Correct article usage
the advent
discovery
of Add an article
the discovery
new age
digital technology and internet connectivity speed along with Add a hyphen
new-age
high end
devices Add a hyphen
high-end
has
made Change the verb form
have
plethora
of Add an article
a plethora
world wide
product and services at the fingertips of Correct your spelling
worldwide
people
across world
. Add an article
the world
This
has led to ease of any kind of transitions such
as payments
or fund transfer easy and real quick time from the comfort of your home and couch minus the difficulty of going all the way upto
merchants or vendors place to do Correct your spelling
up to
payments
. Hence
this
digital advancement is more beneficial to people
which helps them simplify their payment
through mobile phone.
I would like to list down few
advantages of using these Add an article
a few
payment
apps
on mobile
phone. Add an article
a mobile
the mobile
Convienece
is of the main benefits of Correct your spelling
Convenience
these mode
of Change the determiner
this mode
these modes
payments
as these device
can be easily downloaded and stored in cellphone and requires hardly any huge storage space and Change the determiner
this device
these devices
also
can be access
from anywhere in the world with Change the verb form
be accessed
internet
connection. It allows Add an article
an internet
users
to pay bills
ant any times of day
and Add an article
the day
also
with option
of instructing the app to do auto deduction once Add an article
the option
bill
is generated which saves Add an article
the bill
a bill
lot
of time at Change the article
a lot
consumers
end. Correct article usage
the consumers
Secondly
, mode
of Correct article usage
the mode
payment
for all future bills
which
makes it easy for Correct pronoun usage
apply
users
to just enter the OTP generated and not remember and key in bank details every time, this
also
helps in reducing errors in entering card details. One of the most profound examples for above
Correct article usage
the above
two
Add a hyphen
two-point
point
is Electricity Change to a plural noun
points
bills
wherein earlier people
had to visit the biller office personally to pay bills
which causes lot
of Add an article
a lot
hassel
and lead to discomfort of standing in ques wasting entire day which now gets done in just 2 minutes on Correct your spelling
hassle
Hassel
apps
. Another instance of credit card bills
wherein people
had to either send a cheque to bank
or visit Add an article
the bank
a bank
bank
to make Add an article
the bank
a bank
payment
which leads to issue
of missing deadline or cheque not delivered all Add an article
the issue
such
hassels
got stopped with online Correct your spelling
hassles
payment
.
Another advantage for consumers is attractive cashback and rewards if they pay bill
through these Add an article
the bill
a bill
mobile based
Add a hyphen
mobile-based
apps
since they get to save atleast
5% on the amount to pay as per reports from RBI on digital Correct your spelling
at least
payments
.
TRAI and IAMAI in its
research paper Correct pronoun usage
their
has
published that more than 300mn Change the verb form
have
users
have downloaded these apps
and on monthly basis
there are 1bn transactions for bill Add a comma
,basis
payments
. But it also
has certain disadvantages such
as leakage of data if users
don’t have strong
and secure network and password it could result in financial or data theft which can be Add an article
a strong
hindrance
to privacy, but considering Add an article
a hindrance
long
term view these cellphone Correct article usage
the long
app based
Add a hyphen
app-based
payment
are
Change the verb form
is
boon
for all.Correct article usage
a boon
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- Sentence 1 - Topic sentence
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- Sentence 1 - Topic sentence
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