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Writing Samples
Band 6

In many countries paying for things using mobile phone app is becoming increasingly common. Does this development have more advantages than disadvantages?

It has been a new trend in
majority
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the majority
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 of the countries that bill
payment
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 is quite flexible through mobile phones.In my opinion, I think that the advantages of paying
money
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 through advanced technology are more compared to its disadvantages. On the one hand , there are many benefits to online
payment
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 .
Firstly
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, it is not at all safe to keep
huge
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a huge
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 amount of
money
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 as notes in hand due to the chance of theft and attack from others .
Therefore
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 ,
phone
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the phone
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 app will be a great help for
the
Correct article usage
apply
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people to pay the bill instantly.
Secondly
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, by the development of new technologies
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,
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it aids to save the time and transaction will be done
with in
Correct your spelling
within
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 a blink o eyes.
For example
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, especially in big malls and
shops
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,shops
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 there is no need to count the
money
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 and purchase the things ,
insteed
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instead
 all will
be happened
Change to the active voice
happen
happened
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 in a minute.
Thirdly
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, technologies will ensure
the
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apply
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payment
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 accuracy by providing
detailed
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a detailed
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 invoice ,
as a result
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 , in the future consumer could clam for any transaction error if it occurs
accidently
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accidentally
.
On the other hand
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, there are some disadvantages to online
payment
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 ,
such
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 as it is
some time
Replace the word
sometimes
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 easy for the hackers to enter
in to
Join the words
into
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 the personal details of the buyer and withdraw the
money
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.
Moreover
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, if there is no proper networking it is not easy to do any
payment
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 through
mobile
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a mobile
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 app,
hence
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 excellent internet is mandatory for the development to
being
Change the form of the verb
be
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 in action.
However
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 , these demerits are all preventable through conscious action by the purchaser. Everyone should safe
gaurd
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guard
 their personal details prior to the
payment
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 , as well as make sure that there is good internet access
in
Change preposition
on
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 the mobile phones. In conclusion, new
tecnologies
Correct your spelling
technologies
on
Change preposition
for
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 shopping will ensure
the
Correct article usage
apply
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instant
payment
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 and it
also
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enable
Change the verb form
enables
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the
Correct article usage
apply
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people to save
the
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apply
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time .
Therefore
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negative
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the negative
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 aspect of mobile
payment
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 could be weighed less when
compare
Change the form of the verb
compared
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 to its positive aspects.

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Topic Vocabulary:
  • Contactless transactions
  • Mobile wallet
  • Biometric authentication
  • Fraud prevention
  • Digital divide
  • Cybersecurity
  • Financial inclusion
  • Spending habits
  • E-wallet
  • Encryption
  • Digital literacy
  • Payment gateway
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