In many countries, paying for things using mobile phone (cell phone) apps is becoming increasingly common. Does this development have more advantages or more disadvantages?

It is believed by a large population in various nations that making
payments
or transactions for the purchase of goods using cell phone applications are gaining immense popularity. The progress in
this
culture definitely has several advantages be it
time saving
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time-saving
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and
cost effective
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cost-effective
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as well as meets the need of the situation. Whereas, it is
also
catering few loop wholes especially cybercrime or phishing. On the one hand, for buying things from a supermarket or nearby shops a vast number of humans are opting for cell phone apps in most of the countries which
seems
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seem
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to be growing rapidly due to its unnoticeable advantages.
Firstly
, it is less time consuming as it’s just a click away because we merely
needs
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need
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to enter the password along with
vendor’s
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the vendor’s
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name selection.
Also
, mankind
don’t
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doesn’t
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need to spend so much on travelling in order to withdraw money from ATMs or banks and
then
to pay the bills.
Secondly
, it
also
serves individuals in need since
,
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apply
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many times it happens
people
tend to forget their wallet at home while going
for
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apply
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shopping.
Hence
, in
such
circumstances
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,circumstances
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online
payments
come
in
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into
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the picture like a boon as barely
people
forgets
carrying
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to carry
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their mobile phones.
On the other hand
, making online transactions or merchandise
payments
using
web
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the web
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is adversely affecting the bank protocols or regulations because it facilitates phishing or cybercrimes
at
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to
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a greater extent. Usually, unemployed and jobless folks are more into finding the voids in the system and makes the best out of it though it’s illegal.
Innocent
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The innocent
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public
are
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is
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at risk of sharing their unique passwords unintentionally which leads to their
bankrupt
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bankruptcy
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status. Recent research has found, 70% of illiterate
people
tend to
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lose
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loose
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lose
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their
hard earned
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hard-earned
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money due to phishing. To conclude,
payments
using
internet
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the internet
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in
cell
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a cell
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phone has got more advantages
such
as it’s fast and cheap at the same time it serves
people
in
an emergency conditions
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emergency conditions
an emergency condition
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. But we cannot ignore the challenges that
people
faces
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face
show examples
.
Submitted by ieltsspeaking760 on

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    • Sentence 1 - Background statement
    • Sentence 2 - Detailed background statement
    • Sentence 3 - Thesis
    • Sentence 4 - Outline sentence
  • Paragraph 2 - First supporting paragraph
    • Sentence 1 - Topic sentence
    • Sentence 2 - Example
    • Sentence 3 - Discussion
    • Sentence 4 - Conclusion
  • Paragraph 3 - Second supporting paragraph
    • Sentence 1 - Topic sentence
    • Sentence 2 - Example
    • Sentence 3 - Discussion
    • Sentence 4 - Conclusion
  • Paragraph 4 - Conclusion
    • Sentence 1 - Summary
    • Sentence 2 - Restatement of thesis
    • Sentence 3 - Prediction or recommendation

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Topic Vocabulary:
  • convenience
  • speed
  • eliminate
  • biometric verification
  • encryption
  • cashless society
  • environmentally friendly
  • impulsive buying
  • overspending
  • dependency
  • battery drain
  • technical issues
  • digital divide
  • access
  • smart technology
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