Some people get into debt by buying things they don’t need and can’t afford. What are the reasons for this behaviour? What can be taken to prevent people from having this problem?

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Some people tend to purchase expensive products even though they do not need them,
as a
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result
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,result
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they find themselves in heavy debt
at
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in
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the end. There are some reasons and solutions for
this
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issue which I have explained in
this
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essay. One of the main reason for unnecessary expenses is a lack of planning. Due to the unending needs of humanity, it is difficult to curtail what is actually needed without a plan which prioritizes the items needed. One way to tackle
this
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is making lists of their needs to ensure they do not deviate from buying what is not listed,
this
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makes them spend more wisely as well as track their budget. Another obvious reason for
this
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is TV advertisements. It is crystal clear that TV advertisements have an unremarkable impact on an individual’s life. Grabbing people’s attention with glamorous commercials lead them to buy unnecessary products. To tackle
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, I believe the government should provide educational programmes and commercials in order to encourage people to feel satisfied with what they can afford to buy without splurging on unnecessary things.
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, credit cards provide consumers
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opportunity to spend more than they can afford as they encourage individuals to embrace (( spend today, pay tomorrow )) philosophy.
This
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can be prevented to some extent by keeping a record
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of
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income and monthly spendings which give the consumer an overall image of their budget. To sum up, though glamorous advertisements, lack of planning and credit cards encourage people to attempt buying useless or unnecessary things, all of
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can be kept in check through proper financial planning.
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    • Sentence 3 - Thesis
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    • Sentence 1 - Topic sentence
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    • Sentence 1 - Topic sentence
    • Sentence 2 - Example
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