People today increasingly use credit cards to make monthly purchases. Do the advantages of this outweigh the disadvantages?

✨ Do you want to improve your IELTS writing?
Over the past few decades, we have familiarized ourselves with the use of
credit
Use synonyms
facilities offered by various financial institutions. Advance
payment
Use synonyms
methods
such
Linking Words
as
credit
Use synonyms
cards provide
great
Add an article
a great
show examples
convenience in our daily life. While some
people
Use synonyms
argue that these facilities have certain drawbacks, I strongly believe that the merits surpass the demerits of using
this
Linking Words
payment
Use synonyms
method.
To begin
Linking Words
with, the main advantage of using
credit
Use synonyms
payment
Use synonyms
is that one no longer needs to carry an excessive amount of cash to purchase anything. The technology used by financial institutions for
such
Linking Words
services has made it
more
Correct article usage
a more
show examples
secure and safer way to process our transactions. Cashless transaction is very beneficial for the nation as it lowers the rate for any chance of corruption.
For example
Linking Words
, All transactions by card can be monitored by the authorities which enables them to avoid tax fraud,
On the other hand
Linking Words
, cash
payment
Use synonyms
is difficult to trace.
Furthermore
Linking Words
, another major advantage of using
this
Linking Words
service is that it provides loans to
people
Use synonyms
who can invest
for
Change preposition
in
show examples
the future. It facilitates the middle-class society with the affordability to buy a house or a car. With the property rates soaring high each year, it is extremely difficult to purchase a house based on savings.
For Instance
Linking Words
, In a city like Mumbai, the average price of a decent apartment is very high,
credit
Use synonyms
payments have enabled
people
Use synonyms
to buy a house, whereas savings would require more than 20 years for the same.
Besides
Linking Words
this
Linking Words
, it provides a good source of funds for investment purposes. In Conclusion, Though there are some disadvantages like overspending and liability burden.
People
Use synonyms
should use these services wisely and whenever necessary.
Hence
Linking Words
,
i
Change the capitalization
I
show examples
completely agree that
credit
Use synonyms
facilities are greatly beneficial to humankind since it enables
people
Use synonyms
to invest for higher returns as well as helps them to save some money for the future.
Submitted by roshan.rebello22 on

Unauthorized use and/or duplication of this material without express and written permission from this site’s author and/or owner is strictly prohibited. Excerpts and links may be used, provided that full and clear credit is given to Writing9 with appropriate and specific direction to the original content.

Topic Vocabulary:
  • Cashless transactions
  • Financial footprint
  • Interest rates
  • Credit score
  • Consumerism
  • Debt accumulation
  • Expenditure tracking
  • Fraudulent activities
  • Overspending
  • Purchase protection
  • Revolving credit
  • Creditworthiness
  • Impulse buying
  • Secured credit card
  • Unsecured credit card
  • Spending limit
What to do next:
Look at other essays: