In many countries, paying for things using mobile phone apps is becoming increasingly common. Does this development have more advantages or disadvantages?

Nowadays, online

payment

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via

smart-phones

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smartphones

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has become an integral part of shopping, which raises the question of whether or not it is advantageous or problematic. Personally speaking, while

this

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trend has a few

disadvantage

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disadvantages

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, it has many plus points. Paying with some applications is beneficial to both customers and

companies

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. Regarding the customers,

firstly

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,

this

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trend has decreased the risk of mugging on the streets since the burglars are aware that rarely do people carry cash in their wallets. Beside The safety, people cherish the convenience of mentioned kind of

payment

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equally

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equal

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to its

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time saving

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time-saving

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nature. Individuals,

for instance

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, enjoy paying bills online as opposed to going to banks

,

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apply

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and wasting

time

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in long waiting queues. More importantly, mobile purchasing is

also

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advantageous to the

companies

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and the stores.

To begin

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with, it leads to lower

labor

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labour

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cost

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costs

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owing to its automatic nature.

In addition

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to that, online sales have grown in popularity according to

this

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option. If it was not for accessible mobile

payment

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, there would be no online shops

such

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as Amazon and E-bay.

Finally

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, fast transaction speed increases the popularity of the target trend. Technology,

however

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, have its own drawbacks. From

customers

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the customers

a customers

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perspective, falling prey to fraudulent

companies

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or cybercrime, Which is ubiquitous in the world of the Internet,

may be

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maybe

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problematic. Take

fake

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the fake

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payment

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gate at which

cyber

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cybercriminal

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criminal

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criminals

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steal people’s personal information as an example. The stolen information can be used in many cases. Equally important is the downside of telecommunication and the Internet instability for business owners.

That is

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, if there is a connection problem for a long

time

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,

companies

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that rely on online sales mostly will undergo a noticeable downturn. In way of conclusion, the number of benefits of purchasing via cell phone greatly outweigh its drawbacks. Being convenient and

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time saving

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time-saving

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as well as developing new online businesses has blurred the risk of

cyber crime

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cybercrime

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around the world. Not to mention,

this

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way of shopping or

payment

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is going to be a norm in the short term.

Consequently

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, the mentioned disadvantages can be turned around by

forward-thinking

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the forward-thinking

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of authorities.