In many countries paying things using mobile phone apps is becoming increasingly common. Does this development have more advantages or more disadvantages?

Nowadays, making payments via mobile applications is widely used globally.

However

, using

this

kind of technology has both benefits and drawbacks. In the essay, both sides of

this

development will be discussed before reaching a conclusion. On the one hand, it is undeniable that cutting-edge technology brings a lot of benefits to societies. Particularly, changing the way of purchasing things by e-

payment

platforms or applications.

Firstly

, customers can purchase and make

payment

transactions faster and easier. It is very convenient to order things and secure

a

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apply

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payment

by using mobile phone apps.

Besides

, merchants can expand their business across

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the border

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border

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borders

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because online

payment

will reduce several processes about transferring money from one country to another country. On top of that, clients enjoy shopping by staying at their home or any place in the world.

On the other hand

,

a

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the

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main disadvantage is

fraud

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a fraud

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and

scam

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scams

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. Sometimes clients have already made a

payment

, but they either received products

nor

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or

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servicers

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services

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.

That is

because merchants are

fraud

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frauds

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.

Nevertheless

,

this

case could

be prevent

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be prevented

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by checking merchants'

background

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backgrounds

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before making decisions. Another disadvantage is that customers are not aware of how much they spend money via e-

payment

.

Consequently

, they spent excessively. Researchers revealed that people would tend to spend more than their purchasing power if they did not pay by cash.

Nevertheless

, users could solve

this

concern by setting a budget in mobile applications. In conclusion,

a

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the

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development of electronic

payment

has both advantages and disadvantages.

However

,

this

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these

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advantages outweigh

disadvantages

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the disadvantages

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because

it

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they

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created more benefits

to

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for

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societies.