Some people think that they should spend money they earn now enjoying life, while others think that the money should be put into savings for future. Discuss both views and give your opinion.

Some
people
enjoypeople
Correct your spelling
enjoy people
who enjoy spending
money
. They simply cannot resist the urge to splurge. Some
people
believealso
Correct your spelling
believe also
people
who believe in saving every penny they earn. In my opinion, neither approach is correct. It is impossible to get something for nothing. We have to earn
money
to live comfortably. Certain expenses cannot be done away with.
For example
, we all need food to eat and clothes to wear. We
also
have a responsibility to take care of our dependent children, parents, and spouse. All of these are good reasons to spend
money
.
However
, I am against spending
money
just for the sake of it. Some
people
spendpeople
Correct your spelling
spend people
who spend every penny they earn. They buy things without even bothering to check whether they need them. While spending might give them some momentary pleasures, they will soon find themselves in deep financial problems. There is no harm in enjoying
life
by going on a holiday or buying the latest fashion clothes or accessories.
However
,
one
must ensure that
one
is not spending more than
one
can afford.
Also
, emergencies may arise at any time.
For example
,
one
can fall ill or lose the job. It is impossible to tide over
such
crises without adequate savings. Just like some
people
enjoy spending, some
people
enjoyalso
Correct your spelling
enjoy also
some
people
who enjoy saving. In their relentless quest to save as much as they can, they deprive themselves of the little pleasures in
life
. These
people
may have huge bank balances but they fail to enjoy
life
.
Life
is short and no
one
can carry their savings with them to the other world. It is
therefore
pointless to save all the
money
one
earns without enjoying the little pleasures of the world. Happiness, after all, is the biggest wealth. To conclude, the very purpose of earning
money
is to lead a comfortable
life
.
This
requires
one
to save and spend in the right amounts.
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    • Sentence 3 - Thesis
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    • Sentence 1 - Topic sentence
    • Sentence 2 - Example
    • Sentence 3 - Discussion
    • Sentence 4 - Conclusion
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    • Sentence 1 - Topic sentence
    • Sentence 2 - Example
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Essentional vocabulary list for IELTS Writing 7+

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Topic Vocabulary:
  • financial management
  • immediate gratification
  • experiences
  • memories
  • work-life balance
  • financial security
  • stability
  • unexpected emergencies
  • long-term goals
  • aspirations
  • personal preference
  • priorities
  • balanced financial plan
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