Nowadays plastic money replacements such as credit and debit cards are extremely popular, even more than banknotes and coins. Discuss the advantages and disadvantages of this?

In recent years, the rapid developments of using plastic

money

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,

such

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as

credit

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and

debit

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cards

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appear more famous than printed

money

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and coins. According to the occurrence, the benefit that may transpire is lead to a more efficient transaction,

although

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the drawback will absolutely emerge like less of security system, which is I will elucidate in

this

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essay. In the modern era, sophisticated technologies and novel systems were discovered to assist people in financial purposes, which is accessible and more efficient for trading and transaction. Utilizing

credit

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and

debit

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cards

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appears advantageous, which is beneficial in transferring

money

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or purchasing stuff without conveying the amount of

money

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. The real evidence by the Economy Research Institute revealed that around 80% of people worldwide

Wrong verb form

apply

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applying

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forapplying

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credit

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and

debit

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cards

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as the alteration of cash

money

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,

then

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the variables that support

this

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research are people felt easy to use, helpful, and convenient.

Therefore

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, in terms of flexibility, convenience and accessibility, altering the cash

money

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into

cards

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may rise significant popularity.

On the other hand

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,

credit

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and

debit

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cards

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often render negative impacts,

such

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as lack of security

then

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leads to committing the crime. To illustrate, the Indonesian police had a plethora of reports due to the financial

cards

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accident. There is roughly 35% of the Indonesian community experienced losing their

money

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by hackers accessing the number of

cards

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. As a consequence, it is effortless for the hackers to collect the amount of

money

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and use it for several transactions without any confirmation protection system. In summary,

although

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the popularity of applying

credit

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and

debit

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cards

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is increased, the positive and negative impacts will be transpired as the aforementioned explanation.