Nowadays plastic money replacements such as credit and debit cards are extremely popular, even more than banknotes and coins. Discuss the advantages and disadvantages of this. Give reasons for your answer and include any relevant examples from your own knowledge or experience.

#plastic #money #replacements #credit #debit #cards #banknotes #coins

Nowadays, almost everyone uses credit and debit

cards

instead

of the more traditional forms of

money

such

as banknotes and coins.

This

shift in behaviour has resulted in some positive- and negative developments in comparison with the old situation. Hereafter will I come up with some advantages and disadvantages

as a result

this

change.

Firstly

, it has become easier to bring your capital with you. In the past people needed to bring their wallets filled with a lot of physical

money

This

was because they had to pay, for ,instance their groceries, with

this

'physical

money

'. The new way of doing transactions by

card

has resulted in the need for less cash because it is now enough to bring a small

card

with you.

This

card

fits

for example

between your phone and phone case, so it will not take a lot of space.

Furthermore

, the shift in the payment method had

also

ensured a decrease in criminality on the streets. In the past, there was always a chance that you could be robbed on the street and directly lost all the cash you had taken with you.

This

is not the case with credit- and debit

cards

. Take as

a template credit

Correct the article-noun agreement

template credit cards

a template credit card

show examples

cards

, If these

cards

get stolen the robbers can only take a certain amount of

money

from the

card

to that, at the moment you know that you lost your

card

, you can directly make a call to your bank to block your bank account.

On the contrary

, there is

also

a disadvantage to

this

transformation. People will spend

money

because they do not have the feeling that they are actually spending

money

Consequently

, they will spend more than possible.

For instance

, a lot of poor people usually pay with cash. By doing

this

, they have better control over their financial position. In conclusion, the change from physical to digital

money

has led to more user-friendly applications and had reduced the rate of criminality,

Nevertheless

can it

also

lead to financial problems for some households.

Submitted by larsvdknaap on Tue Mar 29 2022

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13Linking words
meeting the goal of 7 or more
3Word repetition
meeting the goal of 3 or fewer
1Grammar mistakes
 

5 paragraphs

340 words

7.00

Overall Band Score

Coherence and Cohesion: 6.0

Logical structure

Introduction & conclusion present

Supported main points

Accurate linking words

Variety in linking words

Lexical resource: 8.0

Varied vocabulary

Accurate spelling & word formation

Grammatical Range: 8.0

Mix of complex & simple sentences

Clear and correct grammar

Task Achievement: 6.0

Complete response

Clear & comprehensive ideas

Relevant & specific examples

Appropriate word count

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Nowadays plastic money replacements such as credit and debit cards are extremely popular, even more than banknotes and coins. Discuss the advantages and disadvantages of this. Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Support ideas with relevant, specific examples

An increasing number of people are choosing to have cosmetic surgery in order to improve their appearance. Why are more people choosing to have operations to change the way they look? Do you think this is a positive or negative development

Human activity has had a negative impact on plants and animals around the world. Some people think that this cannot be changed, while others believe actions can be taken to bring about a change. Discuss both and give your opinion.

Some people think living in big cities is bad for people’s health. To what extent do you agree or disagree?

Millions of dollars are spent on space research every year. Some people argue that the money should be spent on inproving living standard on Earth. Do you argee or disargee?

Quang Ninh's economy has developed a lot in recent years. However, development of its economy has also resulted in some negative effects on the environment. What do you think are the main environmental problems and what solutions would you suggest?