Nowadays plastic money replacements such as credit and debit cards are extremely popular, even more than banknotes and coins. Discuss the advantages and disadvantages of this. Give reasons for your answer and include any relevant examples from your own knowledge or experience.

#plastic #money #replacements #credit #debit #cards #banknotes #coins

The cashless policy is increasingly on the rise. In recent times, many individuals prefer going around with credit and debit cards to having a truckload of cash in their wallets.

This

essay will discuss the pros and cons of

this

new development.

First

and foremost, there are so many benefits of using the atm cards, one of which is security purposes. People feel safer walking around with a single card in their possession, these cards usually have passwords or pins that only the owner should know.

For example

, bad people can notice that somebody is carrying a huge chunk of money around and rob.

Also

, it is easier to make transactions with just the swipe of one's plastic money and input of pins.

Furthermore

, each bank account, personal or business, is entitled to a credit or debit card which makes it easier to manage funds and balance expenses at the end of a given period.

On the other hand

, with the extinction of banknotes and coins and the advent of plastic money, thieves have devised more evil ways to get what they want.

For instance

, when a thief gets hold of personal and sensitive information related to a person's banking. The funds could easily be moved.

Additionally

, fraudulent transactions can be easily carried out using the atm. Individuals that are dubious device means to defraud legitimate businesses on a daily basis with the introduction of the atm. To mention the least, plastic coins are expensive to maintain as their maintenance fee is deducted from each account on a monthly basis. In conclusion, the cashless policy is really great for those who need to carry out operations requiring large funds and are extremely careful but

otherwise

, could be really detrimental as one mistake could cause bankruptcy. Both banknotes and going cashless have their advantages as well as disadvantages when it comes to the finances of an individual

Submitted by adeluvadeife on Fri Apr 22 2022

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9Linking words
meeting the goal of 7 or more
0Word repetition
meeting the goal of 3 or fewer
0Grammar mistakes
 

4 paragraphs

316 words

0123456789.0505

Overall Band Score

Coherence and Cohesion: 9.0

Logical structure

Introduction & conclusion present

Supported main points

Accurate linking words

Variety in linking words

Lexical resource: 9.0

Varied vocabulary

Accurate spelling & word formation

Grammatical Range: 9.0

Mix of complex & simple sentences

Clear and correct grammar

Task Achievement: 5.0

Complete response

Clear & comprehensive ideas

Relevant & specific examples

Appropriate word count

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Nowadays plastic money replacements such as credit and debit cards are extremely popular, even more than banknotes and coins. Discuss the advantages and disadvantages of this. Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Your opinion

Essentional vocabulary list for IELTS Writing 7+

Some people feel a country can't be economically progressive and environmentally friendly at the same time. Others disagree with this view. Discuss both points of view and give your opinion.

The rise of social media has affected personal relationships and society as a whole. Do you advantages of using social media for communication outweigh the disadvantages ?

Nowadays in some countries children are given fewer responsibilities compared to the past. Some people believe it is a positive development while other argue otherwise. Discuss both views. Give reasons for your answer and include any relevant examples from your experience.

Some people think the the main purpose of schools is to turn children into good citizens and workers, instead of benefiting them as individuals. To what extent do you agree or disagree?

Some of the methods used in advertising are unethical and unacceptable in today’s society. To what extent do you agree with this view?