Nowadays plastic money replacements such as credit and debit cards are extremely popular, even more than banknotes and coins. Discuss the advantages and disadvantages of this. Give reasons for your answer and include any relevant examples from your own knowledge or experience.

#plastic #money #replacements #credit #debit #cards #banknotes #coins

The cashless policy is increasingly on the rise. In recent times, many individuals prefer going around with credit and debit cards to having a truckload of cash in their wallets.

This

essay will discuss the pros and cons of

this

new development.

First

and foremost, there are so many benefits of using the atm cards, one of which is security purposes. People feel safer walking around with a single card in their possession, these cards usually have passwords or pins that only the owner should know.

For example

, bad people can notice that somebody is carrying a huge chunk of money around and rob.

Also

, it is easier to make transactions with just the swipe of one's plastic money and input of pins.

Furthermore

, each bank account, personal or business, is entitled to a credit or debit card which makes it easier to manage funds and balance expenses at the end of a given period.

On the other hand

, with the extinction of banknotes and coins and the advent of plastic money, thieves have devised more evil ways to get what they want.

For instance

, when a thief gets hold of personal and sensitive information related to a person's banking. The funds could easily be moved.

Additionally

, fraudulent transactions can be easily carried out using the atm. Individuals that are dubious device means to defraud legitimate businesses on a daily basis with the introduction of the atm. To mention the least, plastic coins are expensive to maintain as their maintenance fee is deducted from each account on a monthly basis. In conclusion, the cashless policy is really great for those who need to carry out operations requiring large funds and are extremely careful but

otherwise

, could be really detrimental as one mistake could cause bankruptcy. Both banknotes and going cashless have their advantages as well as disadvantages when it comes to the finances of an individual

Submitted by adeluvadeife on Fri Apr 22 2022

Unauthorized use and/or duplication of this material without express and written permission from this site’s author and/or owner is strictly prohibited. Excerpts and links may be used, provided that full and clear credit is given to Writing9 with appropriate and specific direction to the original content.

Your opinion

Don’t put your opinion unless you are asked to give it.

If the question asks what you think, you MUST give your opinion to get a good score.

Don’t leave your opinion until the conclusion.

Here are examples of instructions that require you to give your opinion:

...do you agree or disagree?...do you think...?...your opinion...?

Discover more tips in The Ultimate Guide to Get a Target Band Score of 7+ »— a book that's free for 🚀 Premium users.

Do you want to check your IELTS essays?

Submit unlimited essays, letters and charts. Sign up right now and start improving your writing skills.

9Linking words
meeting the goal of 7 or more
0Word repetition
meeting the goal of 3 or fewer
0Grammar mistakes
 

4 paragraphs

316 words

8.00

Overall Band Score

Coherence and Cohesion: 9.0

Logical structure

Introduction & conclusion present

Supported main points

Accurate linking words

Variety in linking words

Lexical resource: 9.0

Varied vocabulary

Accurate spelling & word formation

Grammatical Range: 9.0

Mix of complex & simple sentences

Clear and correct grammar

Task Achievement: 5.0

Complete response

Clear & comprehensive ideas

Relevant & specific examples

Appropriate word count

🚀 Prepare for IELTS writing section today!

Unlimited Task 1 checks
Get all the feedback you need to keep improving your charts and letters.
Unlimited Task 2 checks
Practice and perfect your skills with essays.
Personalized suggestions
Know how to boost your score.
Detailed mistakes analysis
Get instant feedback. Spot every mistake.
Topic ideas generator
Get topic-specific ideas to enhance your writing.
Vocabulary helper
Get the right words for any topic.
Progress tracking
Track your writing improvements.

What to do next:

Look at other essays:

5.5
band
in many places, new homes are needed, but the only space available for building them is in the countryside. Some people believe it is more important to protect the countryside and not build new homes there. What is your opinion about this? Give reasons for your answer and include any relevant examples from your own knowledge or experience. Write at least 250 words.
In the contemporary epoch, the rate of population is increasing incredibly. Part of society believes that village areas can be utilized to build new homes while critics says that protection off these areas is more necessary. This discussion has sparked the controversy with advocates and critics both representing the valid arguments. I wholeheartedly accede that it is relentlessly important to protect village areas instead of constructing houses.
4
band
You should spend about 40 minutes on this task. While many people go to university for academic study, more people should be encouraged to do vocational training because there is a lack of qualified workers such as electricians and plumbers. Do you agree or disagree? You should write at least 250 words.
There is an ongoing debate regarding the emphasis on vocational training over university education, with the argument that qualified professionals like electricians and plumbers are readily available. I strongly disagree with this perspective, as I firmly believe that university education plays a pivotal role in cultivating skilled workers, surpassing the contributions of vocational centers.
6.5
band
Many children these days have an unhealthy lifestyle. Both schools and parents are responsible for solving this problem. To what extent do you agree with this statement?
Nowadays, numerous children have an unhealthy lifestyle such as a sedentary lifestyle. Because of that, some people argue that schools and parents are responsible for solving this problem. In my opinion, I strongly agree with the given statement, and I will elaborate on it in this essay.
6.5
band
Nowadays a large amount of advertising is aimed at children. Some people think this can have negative effects on children and should be banned. To what extent do you agree or disagree?
Along with the boom of technology, advertisements play a vital role in our daily life. It is believed that advertising brings detrimental influence on teenagers and should be prohibited.From my point of view, although there are many drawbacks of this problem such as: addiction and imitation, it shouldn’t be forbidden because of these forms of entertainment. This essay will further delve into the subject by giving examples and demonstrating standpoints.
5.5
band
Some people believe that providing arms to police will lead to state violence, while others feel that it is essential to maintain law and order. Will the arming of police actually lead to violence and state terrorism? To what extent do you agree or disagree with this opinion?
In a functioning democracy, Law enforcement officers play a vital role.It has been suggested by a few people police-officer should maintain law without using of any kind violence-inducing armoury.I disagree with people who believe law enforcers should not be armed , Furthermore It is of utmost importance for a police officer to have arms if required during an emergency ,however there should be an account of the usage of any arm, and punishment if used illegally.

Nowadays plastic money replacements such as credit and debit cards are extremely popular, even more than banknotes and coins. Discuss the advantages and disadvantages of this. Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Your opinion

Many children these days have an unhealthy lifestyle. Both schools and parents are responsible for solving this problem. To what extent do you agree with this statement?

Nowadays a large amount of advertising is aimed at children. Some people think this can have negative effects on children and should be banned. To what extent do you agree or disagree?

Some people believe that providing arms to police will lead to state violence, while others feel that it is essential to maintain law and order. Will the arming of police actually lead to violence and state terrorism? To what extent do you agree or disagree with this opinion?