Nowadays many people choose to be self-employed, rather than to work for a company or organization. Why might this be the case? What could be the disadvantages of being self-employed.

In

this

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modern-day, the preference for the way

people

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work

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is changing. They prefer to

work

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as

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a freelancer

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freelancer

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rather than be office employees. For some reason, currently, the

income

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of

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freelancer

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is potentially high or even higher, as well as the temptation of time flexibility.

However

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, there is no choice without risks.

Thus

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the risk of being self-employed is the instability of

income

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and

job

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security that force

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to manage their savings well.

First

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of all, the temptation of higher

income

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and time flexibility becomes a reason for some

people

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to choose to be self-employed.

For example

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, travel vloggers or influencers can

work

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from anywhere without sticking working hours as many companies apply, and their

income

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might be as high or even significantly higher than office employees.

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Moreover

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they can make a hobby as a

job

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.

This

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might make them passionate about their

work

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.

On the other hand

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, there are always risks in every

job

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, including

freelancer

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. In fact, office employees have a more secure

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job

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jobs

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than

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. They don't have only monthly

income

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but

also

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get health insurance and a pension fund that has been calculated by the company.

For instance

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, the

income

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of

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a freelancer

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might not be the same every month. There is no allowance so they need to have a good financial plan for good health facilities and retirement. They need to spend their money not only on their basic monthly needs but

also

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on health insurance, life insurance, and some retirement funds. In conclusion, the advantages of being self-employed have tempted many

people

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nowadays.

However

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,

people

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who choose to be a

freelancer

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need to mitigate the risks for better retirement life.