Many people are using credit cards or loans to run up huge personal debts that they may be unable to repay. It should, therefore, be made more difficult for individuals to borrow large amounts of money. What are your opinions on this? Give reasons for your answer and include any relevant example from your knowledge or experience.

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there are many
banks
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throughout the world and
people
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want to repay their money through
loans
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or different forms of service, while many
people
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want to use bank's
services
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, other parts of
people
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do not have trust
banks
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,
this
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essay will check
this
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issue and I express my idea in continue. Nowadays, as we can see many
people
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tend to get
loans
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or credit cards for many reasons, and bank
services
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became very popular among
people
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in the whole world
also
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people
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want to repay their debts with
loans
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and other
services
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,
furthermore
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,
people
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have known a wide range of
loans
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for different topics,
for example
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,
banks
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provide different type of service like opening accounts or give
loans
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for buying a house or car and
this
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lead to
people
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can increase their life quality very easier than before but if they do not pay
loans
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in correct time
this
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will lead a lot of problems for them. There are many
people
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who are under the pressure from debts through different
banks
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and they can not repay their money,
in addition
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,
people
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can borrow money really easy and can not to back easily and
this
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problem will lead to many suffer them,
for instance
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, in my country,
people
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can get
loans
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very easily but there is a huge problem,
loans
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have a big profit and
people
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have a habit they want to provide their need with getting different
services
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and they will be distracted and maybe
this
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lead they committed to different crime for
this
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reason. In conclusion, I firmly believe that these
services
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can be good but
people
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should pay attention until they do not want to face the problem and when they decided to get
loans
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should caution more and more.

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Fully explain your ideas

To get an excellent score in the IELTS Task 2 writing section, one of the easiest and most effective tips is structuring your writing in the most solid format. A great argument essay structure may be divided to four paragraphs, in which comprises of four sentences (excluding the conclusion paragraph, which comprises of three sentences).

For we to consider an essay structure a great one, it should be looking like this:

  • Paragraph 1 - Introduction
    • Sentence 1 - Background statement
    • Sentence 2 - Detailed background statement
    • Sentence 3 - Thesis
    • Sentence 4 - Outline sentence
  • Paragraph 2 - First supporting paragraph
    • Sentence 1 - Topic sentence
    • Sentence 2 - Example
    • Sentence 3 - Discussion
    • Sentence 4 - Conclusion
  • Paragraph 3 - Second supporting paragraph
    • Sentence 1 - Topic sentence
    • Sentence 2 - Example
    • Sentence 3 - Discussion
    • Sentence 4 - Conclusion
  • Paragraph 4 - Conclusion
    • Sentence 1 - Summary
    • Sentence 2 - Restatement of thesis
    • Sentence 3 - Prediction or recommendation

Our recommended essay structure above comprises of fifteen (15) sentences, which will make your essay approximately 250 to 275 words.

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Topic Vocabulary:
  • financial literacy
  • credit cards
  • loans
  • debts
  • mental health
  • well-being
  • stringent checks
  • balances
  • repaying
  • reckless spending
  • living beyond one's means
  • financial destabilization
  • regulations
  • cap (verb)
  • income
  • financial commitments
  • mandatory financial education
  • financial decisions
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