Many people are using credit cards or loans to run up huge personal debts that they may be unable to repay. It should, therefore, be made more difficult for individuals to borrow large amounts of money.  What are your opinions on this? Give reasons for your answer and include any relevant example from your knowledge or experience.

there are many
banks
throughout the world and
people
want to repay their money through
loans
or different forms of service, while many
people
want to use bank's
services
, other parts of
people
do not have trust
banks
,
this
essay will check
this
issue and I express my idea in continue. Nowadays, as we can see many
people
tend to get
loans
or credit cards for many reasons, and bank
services
became very popular among
people
in the whole world
also
people
want to repay their debts with
loans
and other
services
,
furthermore
,
people
have known a wide range of
loans
for different topics,
for example
,
banks
provide different type of service like opening accounts or give
loans
for buying a house or car and
this
lead to
people
can increase their life quality very easier than before but if they do not pay
loans
in correct time
this
will lead a lot of problems for them. There are many
people
who are under the pressure from debts through different
banks
and they can not repay their money,
in addition
,
people
can borrow money really easy and can not to back easily and
this
problem will lead to many suffer them,
for instance
, in my country,
people
can get
loans
very easily but there is a huge problem,
loans
have a big profit and
people
have a habit they want to provide their need with getting different
services
and they will be distracted and maybe
this
lead they committed to different crime for
this
reason. In conclusion, I firmly believe that these
services
can be good but
people
should pay attention until they do not want to face the problem and when they decided to get
loans
should caution more and more.
Submitted by mail.100jad on

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Fully explain your ideas

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  • Paragraph 1 - Introduction
    • Sentence 1 - Background statement
    • Sentence 2 - Detailed background statement
    • Sentence 3 - Thesis
    • Sentence 4 - Outline sentence
  • Paragraph 2 - First supporting paragraph
    • Sentence 1 - Topic sentence
    • Sentence 2 - Example
    • Sentence 3 - Discussion
    • Sentence 4 - Conclusion
  • Paragraph 3 - Second supporting paragraph
    • Sentence 1 - Topic sentence
    • Sentence 2 - Example
    • Sentence 3 - Discussion
    • Sentence 4 - Conclusion
  • Paragraph 4 - Conclusion
    • Sentence 1 - Summary
    • Sentence 2 - Restatement of thesis
    • Sentence 3 - Prediction or recommendation

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Topic Vocabulary:
  • financial literacy
  • credit cards
  • loans
  • debts
  • mental health
  • well-being
  • stringent checks
  • balances
  • repaying
  • reckless spending
  • living beyond one's means
  • financial destabilization
  • regulations
  • cap (verb)
  • income
  • financial commitments
  • mandatory financial education
  • financial decisions
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