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Band 5.5

Some people think that it is best to save money, for example in a bank or savings scheme. Other people feel that money should be spent whenever it is available. Discuss these views and reach an opinion on this debate.

#people #money #bank #savings #scheme #debate
Give reasons for your answer, and support your essay with ideas and examples from your own experience. The question of whether to save or spend
money
 is very topical today, as so many
people
 are struggling with financial worries. There are valid arguments on both sides, which I will discuss now. On the one hand, it is often said spending
money
 is one way to relax and enjoy life,
for instance
 by shopping or taking holidays, and there is certainly some truth in
this
.
In addition
, we usually have no choice but to spend quite a large proportion of our available salary on
Add an article
a day
the day
show examples
day to day
Add a hyphen
day-to-day
show examples
 expenses
such
 as food, housing and transport, and so there is surprisingly little remaining to save anyway.
Finally
, spending
money
 on products and services
boost
Correct subject-verb agreement
boosts
show examples
 the economy and creates employment and in
this
 sense is a worthwhile action.
On the other hand
, other
people
 point out the dangers of reckless spending,
for example
 on frivolous or unnecessary items, which is often encouraged by advertising. Young
people
in particular
 are vulnerable to being influenced like
this
.
Furthermore
, advocates of saving often point out that without a reserve of funds for emergencies, unemployment or illness,
people
 are putting themselves at risk of hardship or even bankruptcy.
This
 is especially true in the current economic situation.
Lastly
 on
this
 side of the debate,
people
 emphasise the need to accumulate wealth during one’s lifetime, so that one’s children can inherit
money
 or property which will increase their security and standard of living Overall, I tend to agree that it is wiser to save
money
 whenever possible, for reasons which benefit both individuals today and future generations.
Submitted by sidramassri47 on

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Fully explain your ideas

To get an excellent score in the IELTS Task 2 writing section, one of the easiest and most effective tips is structuring your writing in the most solid format. A great argument essay structure may be divided to four paragraphs, in which comprises of four sentences (excluding the conclusion paragraph, which comprises of three sentences).

For we to consider an essay structure a great one, it should be looking like this:

  • Paragraph 1 - Introduction
    • Sentence 1 - Background statement
    • Sentence 2 - Detailed background statement
    • Sentence 3 - Thesis
    • Sentence 4 - Outline sentence
  • Paragraph 2 - First supporting paragraph
    • Sentence 1 - Topic sentence
    • Sentence 2 - Example
    • Sentence 3 - Discussion
    • Sentence 4 - Conclusion
  • Paragraph 3 - Second supporting paragraph
    • Sentence 1 - Topic sentence
    • Sentence 2 - Example
    • Sentence 3 - Discussion
    • Sentence 4 - Conclusion
  • Paragraph 4 - Conclusion
    • Sentence 1 - Summary
    • Sentence 2 - Restatement of thesis
    • Sentence 3 - Prediction or recommendation

Our recommended essay structure above comprises of fifteen (15) sentences, which will make your essay approximately 250 to 275 words.

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Topic Vocabulary:
  • financial security
  • unforeseen circumstances
  • accumulate
  • stimulate demand
  • economic growth
  • quality of life
  • financial balance
  • budgeting
  • expenditures
  • personal goals
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