In many countries it is very easy to apply for and be given credit card. However, this causes some people to have problems with debt they cannot pay back. Do the advantages outweigh the disadvantages?

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In most nations, people can request
for
Change preposition
apply
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and have debit
cards
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without any difficulty.
However
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,
this
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has
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tohas
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lead
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led
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to some individuals having challenges with the payment of their loans.
This
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essay will argue that despite the difficulties with the payment, the benefits of easily applying and having the card far exceed any drawbacks.
Firstly
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, easy access to money is one of the enormous reasons people ask for credit
cards
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.
This
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is because as it is available, money can be accessed anytime, anywhere when the individual
want
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wants
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to make a transaction.
Therefore
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, it will not be difficult to pay for something purchased online or physically.
As a result
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, anything the person desire can be acquired since it will not be a problem to pay. Again people do not have to carry huge sums of
monies
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money
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around which can be stolen or misplaced and so provides much safety.
For example
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, it was announced that
,
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apply
show examples
about 75% of
the
Correct article usage
apply
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German citizens have debit
cards
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which help them to transact
businesses
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business
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even at night without any hindrance.
This
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means that the acquisition of credit
cards
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are very essential. Despite easy access to money and not walking around with cash, the request for debit
cards
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cannot go without a challenge and one of them is unnecessary spending. A key factor to
this
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is that, since the individual will be granted, he can purchase anything without sometimes taking into consideration whether
that
Correct pronoun usage
he
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truly
need
Correct subject-verb agreement
needs
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it or it was just impulse buying. As
this
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continues, the loan builds up and
and
Remove the redundancy
apply
show examples
with time they tend not to be able to pay and so
Replace the word
lose
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loose
Correct your spelling
lose
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their properties to the banks.
For instance
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, it was announced that the Ghana commercial bank is leashing out some houses and other properties they took from their customers who have
default
Wrong verb form
defaulted
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payment of their loans at a
reduce
Change the form of the verb
reduced
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price.
This
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has caused most of them to be homeless. In conclusion, after examining the merits and demerits, it is felt that the ups far outweigh the downs. I will
therefore
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recommend that credit
cards
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be given when requested.
Submitted by agozie2018 on

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