It has become very common for people to borrow money. Most people have a Credit Card, a mortgage and often they will buy a car on credit as well. Is this a good idea is it too risky? Discuss both views and give your own opinion.

#people #money #credit #card #mortgage #car #idea

Across all countries worldwide, it is very common that

people

borrow

Fix the infinitive

to borrow

show examples

money

for different purposes. Most

people

have a Credit card,

Correct word choice

or a

show examples

mortgage and often they will buy a car on credit as well. Borrowing

money

is obviously risky but many

people

do not have other choices. In the following

paragraphs

Add a comma

,paragraphs

show examples

I will discuss

Change preposition

apply

show examples

the pros and cons of borrowing

money

First

, the reason that

people

borrow

money

is that they are not rich enough to afford some assets,

eventually

Add a comma

,eventually

show examples

they have no choice

than

Correct word choice

but

show examples

to take a mortgage from the bank to achieve their goals and dreams.

For instance

, a house is extremely expensive and taking a loan suits them and helps them a lot.

However

, borrowing

money

has many risks and implications. Definitely, a person who borrows,

money

will have to pay

interests

Fix the agreement mistake

interest

show examples

on the loan and

finally

he finds himself paying

Correct quantifier usage

apply

show examples

much more than he has borrowed.

Moreover

, what if one person is been fired from his job, eventually, he will find himself in a very difficult situation.

On the other hand

, we often observe that

people

borrow

money

for insignificant or lavish expenses just to be fashionable or to be in competition with their friends or neighbours.

As a result

this

person is indebted and lives with

stressed

Change the form of the verb

stress

show examples

. I believe that borrowing

money

should be for a good cause like buying a house, taking a study loan for

the

Correct article usage

apply

show examples

tertiary education or

borrow

Wrong verb form

borrowing

show examples

money

for medical purposes. I do not favour credit cards as they represent

money

that someone does not hold and

people

tend to buy luxury products that they do not even need. In conclusion, I believe that borrowing

money

helps

people

to attain their goals in life. Notably, I believe that

people

should be indebted for good purposes and not

Change preposition

for

show examples

unnecessary things. I strongly agree that the advantage of borrowing

money

is more significant than having drawbacks.

Submitted by amandachokupermal on Tue Sep 06 2022

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Essentional vocabulary list for IELTS Writing 7+

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8Linking words
meeting the goal of 7 or more
2Word repetition
meeting the goal of 3 or fewer
12Grammar mistakes
 

4 paragraphs

317 words

0123456789.0505

Overall Band Score

Coherence and Cohesion: 9.0

Logical structure

Introduction & conclusion present

Supported main points

Accurate linking words

Variety in linking words

Lexical resource: 4.0

Varied vocabulary

Accurate spelling & word formation

Grammatical Range: 4.0

Mix of complex & simple sentences

Clear and correct grammar

Task Achievement: 9.0

Complete response

Clear & comprehensive ideas

Relevant & specific examples

Appropriate word count

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Topic Vocabulary:

compelled
strategic financial decision
investing
property
cash flow
rewards programs
debt trap
servicing debt
exacerbate
financial strain
cycle of debt
personal responsibility
financial literacy
informed decisions
excessive borrowing
ill-informed borrowing
financial planning

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It has become very common for people to borrow money. Most people have a Credit Card, a mortgage and often they will buy a car on credit as well. Is this a good idea is it too risky? Discuss both views and give your own opinion.

Essentional vocabulary list for IELTS Writing 7+

Young people are often influenced in their behaviours by others in the same age group. Some argue that peer pressure is important while others feel it has distinct disadvantages. Do the disadvantages of peer pressure outweigh the advantages?

37.Some people argue that parents of children who break the law should be punished in some way, because they are responsible for their children’s actions. To what extent do you agree or disagree?

Some people believe that modern technology encourages more social behavior. Others say that this leads to lesser sociable behavior. Discuss both views with examples and provide your opinion.

It is observed that, currently more and more people are working longer hours. What are the causes of this phenomenon? What effects does this have on the society?.

It is common nowadays for each member of the family to have their own piece of modern technology. Some people think this will lead to a breakdown in family relationships and communication. To what extent do you agree?