It has become very common for people to borrow money. Most people have a Credit Card, a mortgage and often they will buy a car on credit as well. Is this a good idea is it too risky? Discuss both views and give your own opinion.

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Across all countries worldwide, it is very common that
people
Use synonyms
borrow
Fix the infinitive
to borrow
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money
Use synonyms
for different purposes. Most
people
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have a Credit card,
a
Correct word choice
or a
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mortgage and often they will buy a car on credit as well. Borrowing
money
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is obviously risky but many
people
Use synonyms
do not have other choices. In the following
paragraphs
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,paragraphs
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I will discuss
on
Change preposition
apply
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the pros and cons of borrowing
money
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.
First
Linking Words
, the reason that
people
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borrow
money
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is that they are not rich enough to afford some assets,
eventually
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,eventually
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they have no choice
than
Correct word choice
but
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to take a mortgage from the bank to achieve their goals and dreams.
For instance
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, a house is extremely expensive and taking a loan suits them and helps them a lot.
However
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, borrowing
money
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has many risks and implications. Definitely, a person who borrows,
money
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will have to pay
interests
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interest
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on the loan and
finally
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he finds himself paying
more
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apply
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much more than he has borrowed.
Moreover
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, what if one person is been fired from his job, eventually, he will find himself in a very difficult situation.
On the other hand
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, we often observe that
people
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borrow
money
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for insignificant or lavish expenses just to be fashionable or to be in competition with their friends or neighbours.
As a result
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,
this
Linking Words
person is indebted and lives with
stressed
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stress
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. I believe that borrowing
money
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should be for a good cause like buying a house, taking a study loan for
the
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apply
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tertiary education or
borrow
Wrong verb form
borrowing
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money
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for medical purposes. I do not favour credit cards as they represent
money
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that someone does not hold and
people
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tend to buy luxury products that they do not even need. In conclusion, I believe that borrowing
money
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helps
people
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to attain their goals in life. Notably, I believe that
people
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should be indebted for good purposes and not
on
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for
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unnecessary things. I strongly agree that the advantage of borrowing
money
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is more significant than having drawbacks.
Submitted by amandachokupermal on

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Topic Vocabulary:
  • compelled
  • strategic financial decision
  • investing
  • property
  • cash flow
  • rewards programs
  • debt trap
  • servicing debt
  • exacerbate
  • financial strain
  • cycle of debt
  • personal responsibility
  • financial literacy
  • informed decisions
  • excessive borrowing
  • ill-informed borrowing
  • financial planning
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