People today increasingly use credit cards to make monthly purchases. Do the advantages of this outweigh the disadvantages

✨ Do you want to improve your IELTS writing?
Nowadays,
credit
Use synonyms
cards play a huge role in
the
Correct article usage
apply
show examples
Change noun form
people’s
show examples
peoples’
Correct your spelling
people's
show examples
lives. In my point of view, it is a disadvantage since humans spend
money
Use synonyms
that does not belong to them.
In
Change preposition
This
show examples
this
Linking Words
essay will be discussed two points of view. A positive aspect of
credit
Use synonyms
cards is that not every
person
Use synonyms
always has enough amount of
money
Use synonyms
on
Change preposition
in
show examples
a bank account to make some purchases to cover the
minimal
Replace the word
minimum
show examples
requirements. Unfortunately, not all people have
highly paid
Add a hyphen
highly-paid
show examples
professions and there is a requirement to take out a loan.
Credit
Use synonyms
cards do not allow a human to borrow
money
Use synonyms
from
the
Correct article usage
apply
show examples
family, friends, and colleagues.
Thus
Linking Words
,
money
Use synonyms
from banks could be extremely helpful in case of a
person
Use synonyms
would be able to get them back as soon as possible. A negative aspect of
money
Use synonyms
a
person
Use synonyms
owes is
an
Correct article usage
the
show examples
opinion that the
money
Use synonyms
is belong
Change the verb form
belongs
show examples
to the consumer.
Furthermore
Linking Words
,
consumption
Correct article usage
the consumption
show examples
of products and services
are
Change the verb form
is
show examples
growing day by day and the
person
Use synonyms
wishes
something
Change preposition
for something
show examples
that is
Linking Words
not in the range of
the
Change the word
their
show examples
budget.
Accordingly
Linking Words
, desirements are growing,
however
Linking Words
, the
person
Use synonyms
gets poorer. To conclude,
Use synonyms
credit
Add an article
a credit
the credit
show examples
card is a
simply
Replace the word
simple
show examples
micro loan a
person
Use synonyms
takes out.
Moreover
Linking Words
, a loan is usually
harm
Replace the word
harmful
show examples
for
Change preposition
to
show examples
a budget and the reason behind
this
Linking Words
is that it is a horrible practice to spend
money
Use synonyms
that
are
Change the verb form
is
show examples
not belonged
Change preposition
apply
show examples
to
Correct pronoun usage
itto
show examples
. Definitely, all points of view have a place to be. On the one hand, the positive aspect is that, in case of an emergency, people always know where to get
money
Use synonyms
.
On the other hand
Linking Words
, people
buy
Add a missing verb
do buy
show examples
not affordable products and services.
Submitted by Allazhar on

Unauthorized use and/or duplication of this material without express and written permission from this site’s author and/or owner is strictly prohibited. Excerpts and links may be used, provided that full and clear credit is given to Writing9 with appropriate and specific direction to the original content.

Fully explain your ideas

To get an excellent score in the IELTS Task 2 writing section, one of the easiest and most effective tips is structuring your writing in the most solid format. A great argument essay structure may be divided to four paragraphs, in which comprises of four sentences (excluding the conclusion paragraph, which comprises of three sentences).

For we to consider an essay structure a great one, it should be looking like this:

  • Paragraph 1 - Introduction
    • Sentence 1 - Background statement
    • Sentence 2 - Detailed background statement
    • Sentence 3 - Thesis
    • Sentence 4 - Outline sentence
  • Paragraph 2 - First supporting paragraph
    • Sentence 1 - Topic sentence
    • Sentence 2 - Example
    • Sentence 3 - Discussion
    • Sentence 4 - Conclusion
  • Paragraph 3 - Second supporting paragraph
    • Sentence 1 - Topic sentence
    • Sentence 2 - Example
    • Sentence 3 - Discussion
    • Sentence 4 - Conclusion
  • Paragraph 4 - Conclusion
    • Sentence 1 - Summary
    • Sentence 2 - Restatement of thesis
    • Sentence 3 - Prediction or recommendation

Our recommended essay structure above comprises of fifteen (15) sentences, which will make your essay approximately 250 to 275 words.

Discover more tips in The Ultimate Guide to Get a Target Band Score of 7+ »— a book that's free for 🚀 Premium users.

Topic Vocabulary:
  • Cashless transactions
  • Financial footprint
  • Interest rates
  • Credit score
  • Consumerism
  • Debt accumulation
  • Expenditure tracking
  • Fraudulent activities
  • Overspending
  • Purchase protection
  • Revolving credit
  • Creditworthiness
  • Impulse buying
  • Secured credit card
  • Unsecured credit card
  • Spending limit
What to do next:
Look at other essays: