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Band 4

People today increasingly use credit cards to make monthly purchases. Do the advantages of this outweigh the disadvantages

#people #credit #cards #purchases #outweigh
Nowadays,
credit
 cards play a huge role in
the
Correct article usage
apply
show examples
Change noun form
people’s
show examples
peoples’
Correct your spelling
people's
show examples
 lives. In my point of view, it is a disadvantage since humans spend
money
 that does not belong to them.
In
Change preposition
This
show examples
this
 essay will be discussed two points of view. A positive aspect of
credit
 cards is that not every
person
 always has enough amount of
money
on
Change preposition
in
show examples
 a bank account to make some purchases to cover the
minimal
Replace the word
minimum
show examples
 requirements. Unfortunately, not all people have
highly paid
Add a hyphen
highly-paid
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 professions and there is a requirement to take out a loan.
Credit
 cards do not allow a human to borrow
money
 from
the
Correct article usage
apply
show examples
family, friends, and colleagues.
Thus
,
money
 from banks could be extremely helpful in case of a
person
 would be able to get them back as soon as possible. A negative aspect of
money
 a
person
 owes is
an
Correct article usage
the
show examples
 opinion that the
money
is belong
Change the verb form
belongs
show examples
 to the consumer.
Furthermore
,
consumption
Correct article usage
the consumption
show examples
 of products and services
are
Change the verb form
is
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 growing day by day and the
person
 wishes
something
Change preposition
for something
show examples
that is
 not in the range of
the
Change the word
their
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 budget.
Accordingly
, desirements are growing,
however
, the
person
 gets poorer. To conclude,
credit
Add an article
a credit
the credit
show examples
 card is a
simply
Replace the word
simple
show examples
 micro loan a
person
 takes out.
Moreover
, a loan is usually
harm
Replace the word
harmful
show examples
for
Change preposition
to
show examples
 a budget and the reason behind
this
 is that it is a horrible practice to spend
money
 that
are
Change the verb form
is
show examples
 not belonged
Change preposition
apply
show examples
to
Correct pronoun usage
itto
show examples
. Definitely, all points of view have a place to be. On the one hand, the positive aspect is that, in case of an emergency, people always know where to get
money
.
On the other hand
, people
buy
Add a missing verb
do buy
show examples
 not affordable products and services.
Submitted by Allazhar on

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Fully explain your ideas

To get an excellent score in the IELTS Task 2 writing section, one of the easiest and most effective tips is structuring your writing in the most solid format. A great argument essay structure may be divided to four paragraphs, in which comprises of four sentences (excluding the conclusion paragraph, which comprises of three sentences).

For we to consider an essay structure a great one, it should be looking like this:

  • Paragraph 1 - Introduction
    • Sentence 1 - Background statement
    • Sentence 2 - Detailed background statement
    • Sentence 3 - Thesis
    • Sentence 4 - Outline sentence
  • Paragraph 2 - First supporting paragraph
    • Sentence 1 - Topic sentence
    • Sentence 2 - Example
    • Sentence 3 - Discussion
    • Sentence 4 - Conclusion
  • Paragraph 3 - Second supporting paragraph
    • Sentence 1 - Topic sentence
    • Sentence 2 - Example
    • Sentence 3 - Discussion
    • Sentence 4 - Conclusion
  • Paragraph 4 - Conclusion
    • Sentence 1 - Summary
    • Sentence 2 - Restatement of thesis
    • Sentence 3 - Prediction or recommendation

Our recommended essay structure above comprises of fifteen (15) sentences, which will make your essay approximately 250 to 275 words.

Discover more tips in The Ultimate Guide to Get a Target Band Score of 7+ »— a book that's free for 🚀 Premium users.

Topic Vocabulary:
  • Cashless transactions
  • Financial footprint
  • Interest rates
  • Credit score
  • Consumerism
  • Debt accumulation
  • Expenditure tracking
  • Fraudulent activities
  • Overspending
  • Purchase protection
  • Revolving credit
  • Creditworthiness
  • Impulse buying
  • Secured credit card
  • Unsecured credit card
  • Spending limit
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