These days, many people buy new products even if they can not buy and fall into debt. Do you think this culture is good? What should we do to prevent such a culture?

The culture of consumerism has been rising these days. With the rapid development of information, and technology many

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are introduced every day, in the same ways companies are advertising creatively to entice consumers. The advertisements entice many people to become eager to buy even if they do not have enough budget to purchase. In

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essay, I will examine the reasons for

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a tendency and the needful actions to be taken to cope with the problems. Since there is sharp growth of capitalism many lucrative

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have been introduced in the market with quite fascinating advertisements.

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, mobile phones, gadgets, laptops, fashionable clothing, furniture and so on. The rich can afford to purchase

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but the poor can not. But due to the increasing culture of using new models, everyone wishes to buy these

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in spite of their low economic status.

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a trend may lead to a debt burden to the person and will have a detrimental impact on society and the country. Governments should take appropriate action to cope with

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problems.

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, governments should spend their efforts on public awareness.

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, the course of proper financial management training could be introduced in schools and colleges.

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, training programmes

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apply

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and television programmes

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can be conducted.

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, financial institutions

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can be tight in providing loans for unnecessary purchases. They should lend loans only for genuine reasons.

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, the person

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should be aware of his/her financial situation and his/her ability to expenses. In conclusion, being overburdened with loans in an individual's life can lead to bankruptcy which may be very traumatic in the life of an individual.

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a situation may have detrimental impacts on society. The introduction of proper policy and public awareness could be an important tool to reduce the risks.