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In many countries, it is very easy to apply for and be given a credit card. However, this causes some people to have problems with debts they cannot pay back. Do you think the advantages of credit cards outweigh the disadvantages?

#countries #credit #card #people #debts #cards
Credit
cards
 are very common among
people
 all around the world.
However
, I believe that they cause significant problems for individuals and their families. The fact that it is easy to get a
card
, leaves addicted
people
 to drown in unaffordable debts, without realizing it.
In addition
, they lose the balance between essential needs and money management while their
credit
 score decreases rapidly.
Firstly
, in many countries, it is pretty easy for
people
 to get a
credit
card
 due to banks do not investigate sufficiently the
credit
 scores of those customers. Even
people
 who do not have enough money to pay their
credit
card
 receipts are able to obtain a
card
.
Moreover
, former surveys have shown that the majority of
people
 are shopaholics secretly. And shopaholics are declared addicts by psychologists like drug addicts.
Thus
, easily obtained
cards
 in those hands, only make it worse their addiction and financial circumstances than they already have.
Furthermore
, the intention behind the invention of
credit
cards
 is to make society feel like they spend no money and can pay in instalments subconsciously.
For example
, if they think like that, they will continue to purchase staff. When
card
 debts have grown to an unaffordable level, the
people
's salaries which are necessary for food, rent and gas have been captivated by authorities.
Therefore
, many
people
 have lost their houses and cars to bankruptcy and their families have paid the emotional price.
Nevertheless
, if banks had not given
credit
cards
 without investigation, many
people
 would have had houses and cars now. So,
credit
cards
 have more disadvantages than advantages.
Submitted by ecemanginn on

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Include an introduction and conclusion

A conclusion is essential for IELTS writing task 2. It is more important than most people realise. You will be penalised for missing a conclusion in your IELTS essay.

The easiest paragraph to write in an essay is the conclusion paragraph. This is because the paragraph mostly contains information that has already been presented in the essay – it is just the repetition of some information written in the introduction paragraph and supporting paragraphs.

The conclusion paragraph only has 3 sentences:

  • Summary
  • Restatement of thesis
  • Prediction or recommendation

Example:

To summarize, a robotic teacher does not have the necessary disciple to properly give instructions to students and actually works to retard the ability of a student to comprehend new lessons. Therefore, it is clear that the idea of running a classroom completely by a machine cannot be supported. After thorough analysis on this subject, it is predicted that the adverse effects of the debate over technology-driven teaching will always be greater than the positive effects, and because of this, classroom teachers will never be substituted for technology.

Start your conclusion with a linking phrase. Here are some examples:

  • In conclusion
  • To conclude
  • To summarize
  • Finally
  • In a nutshell
  • In general

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