In many countries it is very easy to apply for and be given credit card. However, this causes some people to have problems with debt they cannot pay back. Do the advantages outweigh the disadvantages?

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It is hard to deny that

credit

Use synonyms

cards find their way into our lives nowadays and we rely on them heavily as they are quite convenient to use.

However

Linking Words

, some claim that there is a risk of not being able to pay back, simply because of the easiness to loan money from them. As far as I am concerned,

this

Linking Words

statement suffers from logical and factual issues, and I hardly agree with that.

To begin

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with, quite often the maximum amount of funds available for a

credit

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card matches the financial status of its holder. When applying for a product in the bank,

people

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are asked to provide several personal information, including salaries and assets owned. With that being mentioned, quite possibly the

credit

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limit is set at a level that one can maintain the balance without having difficulties.

As a result

Linking Words

, it is unlikely for

people

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to spend that much within one single billing cycle. Apart from that, in today's society,

people

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are more educated and are more aware of managing personal assets. Most

people

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are more conscious of financial management in recent years so

that

Correct word choice

apply

show examples

they would avoid any unnecessary shopping.

This

Linking Words

actually helps prevent

Correct pronoun usage

them from

show examples

from

Change preposition

apply

show examples

spending the amount that exceeds their affordability.

Hence

Linking Words

, from the aspect of mindset, being not able to pay back is less likely to happen. In conclusion, it is understandable that many

ones

Correct pronoun usage

apply

show examples

have a concern about the way

credit

Use synonyms

cards work, especially how

simple

Change the word

simply

show examples

we could use money from them.

Nevertheless

Linking Words

, due to the aforementioned reasoning, I do not agree that those disadvantages are that significant to be worried about.

rlu3Tue Dec 13 2022

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Answer the 'Problem and Solution' topic

Problem-and-solution essays fall naturally into two parts, the first describing and exploring the problem, the second setting out the solution or solutions.

You essay structure should look something like this:

Introduction
Body paragraph 1 – Problems
Body paragraph 2 – Solutions
Conclusion

Examples to start your body paragraph:

One of the first problems of the...
Another problem that needs to be considered...
A possible solution to this problem would be...
One immediate practical solution is to...

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6
Linking words
meeting the goal of 7 or more
2
Word repetition
meeting the goal of 3 or fewer
5
Grammar mistakes
detected issues

0123456789.0505

Overall Band Score

Coherence and Cohesion: 7.0

Logical structure

Introduction & conclusion present

Supported main points

Accurate linking words

Variety in linking words

Lexical resource: 5.0

Varied vocabulary

Accurate spelling & word formation

Grammatical Range: 5.0

Mix of complex & simple sentences

Clear and correct grammar

Task Achievement: 5.0

Complete response

Clear & comprehensive ideas

Relevant & specific examples

Appropriate word count

4 paragraphs

268 words

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In many countries it is very easy to apply for and be given credit card. However, this causes some people to have problems with debt they cannot pay back. Do the advantages outweigh the disadvantages?

Answer the 'Problem and Solution' topic

Many old buildings are protected by laws because they are part of a nation's history. However, some people think they should be knocked down to make way for new ones because people need houses and offices. How important is it to maintain old buildings? Should history stand in the way of progress?

‏Higher education could be funded in three ways. all costs paid by government, all costs paid by students or student paying all costs through a government loan. what are the advantages of these choices?

Scientists and tourists to travel to remote natural environments, such as South Pole, advantage outweigh disadvantages?

Governments should be responsible for promoting renewable energy sources, while others believe that individuals and private companies should play a larger role. Discuss both views and give your opinion.