People today increasingly use credit cards to make monthly purchases. Do the advantages of this outweigh the disadvantages?

In the era of technology,
credit
cards have become an integral part of modern society. The main advantage is that it is convenient. And the drawback is that it may not be safe. In my opinion positive sides overweight
negative
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the negative
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sides.
This
essay will give some examples for both sides.
Firstly
, the main benefit of using
current
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the current
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payment is that
a
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apply
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people does not require taking cash when they are going somewhere outside.
Moreover
, it is really simple to take
credit
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a credit
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cart
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card
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than abundant amount of money in the wallet.
Secondly
, when paying by card, bonuses are credited.
As a result
, people can use
such
bonuses to buy something, because they are equal to real money.
For instance
, when a person buys
experience
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an experience
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apartment, paying by cash can cause inconvenience, because it’s a lot of money.
Consequently
, cashless payments are the best way to make purchases.
On the other hand
, there are a lot of cyber attacks nowadays. It means that if the bank has problems in its necessary system
this
can be used by hackers to access
individual’s
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an individual’s
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bank account.
This
type of theft is popular today
,
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apply
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because every program has its own holes in the system.
For example
, in 2017 hackers tried to hack into several banks in Kazakhstan.
Thus
,
credit
cards have their drawbacks, but they are not as significant compared to the advantages. In conclusion, I strongly believe that
credit
cards make our future easier. And without
them
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,them
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it would be much more difficult for humanity to live in modern society.
Submitted by Allazhar on

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Topic Vocabulary:
  • Cashless transactions
  • Financial footprint
  • Interest rates
  • Credit score
  • Consumerism
  • Debt accumulation
  • Expenditure tracking
  • Fraudulent activities
  • Overspending
  • Purchase protection
  • Revolving credit
  • Creditworthiness
  • Impulse buying
  • Secured credit card
  • Unsecured credit card
  • Spending limit
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