People today increasingly use credit cards to make monthly purchases. Do the advantages of this outweigh the disadvantages?

#people #credit #cards #purchases #outweigh

In the era of technology,

credit

cards have become an integral part of modern society. The main advantage is that it is convenient. And the drawback is that it may not be safe. In my opinion positive sides overweight

negative

Correct article usage

the negative

show examples

sides.

This

essay will give some examples for both sides.

Firstly

, the main benefit of using

current

Correct article usage

the current

show examples

payment is that

Correct article usage

apply

show examples

people does not require taking cash when they are going somewhere outside.

Moreover

, it is really simple to take

credit

Correct article usage

a credit

show examples

cart

Correct your spelling

card

show examples

than abundant amount of money in the wallet.

Secondly

, when paying by card, bonuses are credited.

As a result

, people can use

such

bonuses to buy something, because they are equal to real money.

For instance

, when a person buys

experience

Correct article usage

an experience

show examples

apartment, paying by cash can cause inconvenience, because it’s a lot of money.

Consequently

, cashless payments are the best way to make purchases.

On the other hand

, there are a lot of cyber attacks nowadays. It means that if the bank has problems in its necessary system

this

can be used by hackers to access

individual’s

Correct article usage

an individual’s

show examples

bank account.

This

type of theft is popular today

Remove the comma

apply

show examples

because every program has its own holes in the system.

For example

, in 2017 hackers tried to hack into several banks in Kazakhstan.

Thus

credit

cards have their drawbacks, but they are not as significant compared to the advantages. In conclusion, I strongly believe that

credit

cards make our future easier. And without

them

Add a comma

,them

show examples

it would be much more difficult for humanity to live in modern society.

Submitted by Allazhar on Fri Jan 06 2023

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11Linking words
meeting the goal of 7 or more
1Word repetition
meeting the goal of 3 or fewer
9Grammar mistakes
 

4 paragraphs

255 words

0123456789.0505

Overall Band Score

Coherence and Cohesion: 9.0

Logical structure

Introduction & conclusion present

Supported main points

Accurate linking words

Variety in linking words

Lexical resource: 4.0

Varied vocabulary

Accurate spelling & word formation

Grammatical Range: 4.0

Mix of complex & simple sentences

Clear and correct grammar

Task Achievement: 9.0

Complete response

Clear & comprehensive ideas

Relevant & specific examples

Appropriate word count

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Topic Vocabulary:

Cashless transactions
Financial footprint
Interest rates
Credit score
Consumerism
Debt accumulation
Expenditure tracking
Fraudulent activities
Overspending
Purchase protection
Revolving credit
Creditworthiness
Impulse buying
Secured credit card
Unsecured credit card
Spending limit

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People today increasingly use credit cards to make monthly purchases. Do the advantages of this outweigh the disadvantages?

Essentional vocabulary list for IELTS Writing 7+

In some countries, young people are encouraged to work or travel for a year between finishing high school and starting university studies. Discuss the advantages and disadvantages for young people who decide to do this.

The two floor plans show the renovation of AAA Accountancy's main office. Summarise the information by selecting and reporting the main features, and make comparisons where relevant.

Some people say that large, impressive buildings are important for a city. Others believe that the money should be spent on improving schools and hospitals. Discuss both these views and give your own opinion

Computer and AI technology are incresingly being used for online education.Can artifictial intelligence enhance the learning experience? Is this a positive or negative development.