People today increasingly use credit cards to make monthly purchases. Do the advantages of this outweigh the disadvantages?

#people #credit #cards #purchases #outweigh

All around global technological advancements have left no stone unturned. The introduction of plastic money for online transactions has made life easier than ever before.

However

, few

people

believe that there are certain drawbacks to using

credit

cards

for transactions.

This

essay would discuss the advantages and disadvantages of

credit

cards

followed by a reasonable conclusion. In the present era,

people

are burdened by the responsibilities of work and home that they do not get enough time for shopping every other week. E-commerce has made it convenient for shoppers to purchase products online from the comfort of their homes.

Furthermore

credit

cards

are used for payment of taxes and other legal fees through Government websites which are safe and convenient. Many banks have introduced international

credit

cards

which help travellers enjoy their visits abroad without worrying about the physical currency at hand.

For example

, ICICI bank has branches worldwide and their international

cards

could be used in any country irrespective of acceptable currency, the bank would debit the balance in your account at the prevailing rate of that currency. Despite the advantages, there are a few disadvantages to using

credit

cards

as well. With the increasing crimes around the globe, many instances of hacking around the world have been reported due to online transactions. Many bogus call centres have been set up which try to convince

people

to share their personal details by offering them attractive offers.

However

, Cybercrime units have been set up in various countries to protect the interest of current and prospective users of plastic money. To conclude,

Credit

cards

have opened a world of new possibilities. It helps

people

in saving time and makes it convenient to fulfil their responsibilities without having to go out.

Therefore

, from the above discussion, it is clear that the use of

credit

cards

has more advantages than disadvantages

Submitted by asqar4997 on Sun Jan 15 2023

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Fully explain your ideas

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Paragraph 1 - Introduction

Sentence 1 - Background statement
Sentence 2 - Detailed background statement
Sentence 3 - Thesis
Sentence 4 - Outline sentence

Paragraph 2 - First supporting paragraph

Sentence 1 - Topic sentence
Sentence 2 - Example
Sentence 3 - Discussion
Sentence 4 - Conclusion

Paragraph 3 - Second supporting paragraph

Sentence 1 - Topic sentence
Sentence 2 - Example
Sentence 3 - Discussion
Sentence 4 - Conclusion

Paragraph 4 - Conclusion

Sentence 1 - Summary
Sentence 2 - Restatement of thesis
Sentence 3 - Prediction or recommendation

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5Linking words
meeting the goal of 7 or more
3Word repetition
meeting the goal of 3 or fewer
0Grammar mistakes
 

4 paragraphs

307 words

0123456789.0505

Overall Band Score

Coherence and Cohesion: 7.0

Logical structure

Introduction & conclusion present

Supported main points

Accurate linking words

Variety in linking words

Lexical resource: 8.0

Varied vocabulary

Accurate spelling & word formation

Grammatical Range: 9.0

Mix of complex & simple sentences

Clear and correct grammar

Task Achievement: 4.0

Complete response

5.5

Clear & comprehensive ideas

Relevant & specific examples

Appropriate word count

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Topic Vocabulary:

Cashless transactions
Financial footprint
Interest rates
Credit score
Consumerism
Debt accumulation
Expenditure tracking
Fraudulent activities
Overspending
Purchase protection
Revolving credit
Creditworthiness
Impulse buying
Secured credit card
Unsecured credit card
Spending limit

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People today increasingly use credit cards to make monthly purchases. Do the advantages of this outweigh the disadvantages?

Fully explain your ideas

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