People today increasingly use credit cards to make monthly purchases. Do the advantages of this outweigh the disadvantages?

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Over the

last

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couple of decades , we have familiarized ourselves with the use of advanced

payment

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methods.

Credit

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cards

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provide great convenience to the human race . They are widely used for our regular expenditures and we are heavily relying on them . In

this

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essay ,

credit

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checks present certain drawbacks . I strongly believe that the advantages surpass the disadvantages of

this

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payment

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gateway.

First

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and foremost, the cardinal advantage of

this

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type of

payment

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is that a person is no longer required to carry an excessive amount of cash when purchasing anything .

Consequently

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, itʼs quite convenient and safe to simply put your bank card into your wallet and carry on with your shopping .

Furthermore

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, your cash flow may automatically be generated through either your telephone number or your account ,

this

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adds up to a level of control over your expenditures.

For instance

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, when an individual

finally

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buys a car, he or she can not just pay with cash, because the amount of money is just quite monumental .

As a result

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this

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cashless

payment

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is more beneficial .

Secondly

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, another major merit of using

credit

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cards

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is that banks and other federal institutions can now have a much simpler auditing process on how the general population is spending .

Therefore

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, any nation could regulate its financial system

accordingly

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and promote its economy.

In addition

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, if a bank member wants to take a loan ,the bank could have access to her credibility .

This

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would help the banker decide whether to lend or not . By way of my conclusion,

although

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there are some limitations to using

credit

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cards

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. I strongly believe that

credit

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cards

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are here to stay and revolutionize the way we buy things .

asqar4997Mon Jan 16 2023

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Structure your answers in logical paragraphs

The easiest way to score well on the IELTS Task 2 writing portion is to structure your writing in a solid essay format.

A strong argument essay structure can be split up into 4 paragraphs, each containing 4 sentences (except the conclusion paragraph, which only contains 3 sentences).

Stick to this essay structure:

Paragraph 1 - Introduction
Paragraph 2 - First supporting paragraph
Paragraph 3 - Second supporting paragraph
Paragraph 4 - Conclusion

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13
Linking words
meeting the goal of 7 or more
3
Word repetition
meeting the goal of 3 or fewer
0
Grammar mistakes
detected issues

0123456789.0505

Overall Band Score

Coherence and Cohesion: 4.0

Logical structure

Introduction & conclusion present

Supported main points

Accurate linking words

Variety in linking words

Lexical resource: 8.0

Varied vocabulary

Accurate spelling & word formation

Grammatical Range: 9.0

Mix of complex & simple sentences

Clear and correct grammar

Task Achievement: 4.0

Complete response

Clear & comprehensive ideas

Relevant & specific examples

Appropriate word count

1 paragraphs

294 words

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Topic Vocabulary:

Cashless transactions
Financial footprint
Interest rates
Credit score
Consumerism
Debt accumulation
Expenditure tracking
Fraudulent activities
Overspending
Purchase protection
Revolving credit
Creditworthiness
Impulse buying
Secured credit card
Unsecured credit card
Spending limit

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People today increasingly use credit cards to make monthly purchases. Do the advantages of this outweigh the disadvantages?

Structure your answers in logical paragraphs

These days people prefer to watch live performances (Shows, concerts) through tv or computer, online rather than go to the place of event. To what extent do you agree or disagree?

The best way to solve the world’s environmental problem is to increase the price of fuel. To what extent do you agree or disagree with this statement? Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Some people think that competition at work, at school and in daily life is a good thing. Others believe that we should try to cooperate more, rather than competing against each other. Discuss both these views and give your own opinion.

Many manufactured food and drink products contain high levels of sugar, which causes many health problems. Sugary products should be made more expensive to encourage people to consume less sugar.

I In some cultures, children are told they can achieve anything if they work hard. What are the advantages and disadvantages of giving children this message?