Today, many people use the internet and smartphones to transfer money to friends, family, and businesses. Is this a positive or negative development?

#people #internet #smartphones #transfer #money #friends #businesses #development

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It is common that the internet and technological devices are used as a means of monetary transfers.

Although

there are certain disadvantages of

this

development, they are far eclipsed by its more important advantages. Admittedly, online transactions can be unsuitable for the elderly and there remain some risks related to fraud RELATING TO

this

practice. Regarding the former, it is of significant difficulty for older individuals to master bank platforms on their phones to transfer money to others as they can hardly catch up with the fast-pacing technological development of

this

trend. With regard to the latter, falling victim to online fraudulent transactions is still unavoidable.

For example

, phishing emails or messages are ubiquitously sent to a large number of people in Vietnam, and hackers can steal cash from bank users when they click on some links included.

However

, these drawbacks are significantly outweighed by the benefits of the absence of germs and flexibility. In terms of the former, bank customers are remarkably less vulnerable to germs compared to the traditional manner in which cash containing unseeable bacteria and toxic substances is a primary means of exchange. Regarding the latter, not only can online transfers save time for senders but they can

also

provide other convenient features

such

as transferring money to a multitude of people, cancelling transactions if necessary and keeping records with high security.

As a result

this

can

also

help businesses to work with better productivity as accountants,

for instance

, can meet salary deadlines more efficiently with support from online banking. In conclusion, despite certain shortcomings of transferring money through the internet or other online platforms including difficulties in using them encountered by the elderly and risks of fraud,

this

technological advancement is truly beneficial because of its low exposure to germs and tremendous flexibility.

Submitted by Dinh Anh Duc on Wed Jan 25 2023

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8
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meeting the goal of 7 or more
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Overall Band Score

Coherence and Cohesion: 7.0

Logical structure

Introduction & conclusion present

Supported main points

Accurate linking words

Variety in linking words

Lexical resource: 9.0

Varied vocabulary

Accurate spelling & word formation

Grammatical Range: 9.0

Mix of complex & simple sentences

Clear and correct grammar

Task Achievement: 5.0

Complete response

Clear & comprehensive ideas

Relevant & specific examples

Appropriate word count

4 paragraphs

298 words

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Today, many people use the internet and smartphones to transfer money to friends, family, and businesses. Is this a positive or negative development?

Your opinion

Some people say free time activities for children should be organized by parents. Others say that children should be free to choose what they do in their free time. Discuss both views and give your opinion.

Living in a country where you have to speak a foreign language can cause serious social problems, as well as practical problems. To what extent do you agree or disargee with this statement?

Government of many countries had to impose a lockdown to control the Coronavirus pandemic. What were the advantages and disadvantages of this lockdown.Give eamples from your own experience

Some people think that family has the most powerful influence on a child’s development, while others think that other factors such as television, friend, music have the biggest effects. Discuss both views and give your opinion?