Today, many people use the internet and smartphones to transfer money to friends, family, and businesses. Is this a positive or negative development?

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It is common that the internet and technological devices are used as a means of monetary transfers.

Although

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there are certain disadvantages of

this

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development, they are far eclipsed by its more important advantages. Admittedly, online transactions can be unsuitable for the elderly and there remain some risks related to fraud RELATING TO

this

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practice. Regarding the former, it is of significant difficulty for older individuals to master bank platforms on their phones to transfer money to others as they can hardly catch up with the fast-pacing technological development of

this

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trend. With regard to the latter, falling victim to online fraudulent transactions is still unavoidable.

For example

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, phishing emails or messages are ubiquitously sent to a large number of people in Vietnam, and hackers can steal cash from bank users when they click on some links included.

However

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, these drawbacks are significantly outweighed by the benefits of the absence of germs and flexibility. In terms of the former, bank customers are remarkably less vulnerable to germs compared to the traditional manner in which cash containing unseeable bacteria and toxic substances is a primary means of exchange. Regarding the latter, not only can online transfers save time for senders but they can

also

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provide other convenient features

such

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as transferring money to a multitude of people, cancelling transactions if necessary and keeping records with high security.

As a result

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this

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can

also

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help businesses to work with better productivity as accountants,

for instance

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, can meet salary deadlines more efficiently with support from online banking. In conclusion, despite certain shortcomings of transferring money through the internet or other online platforms including difficulties in using them encountered by the elderly and risks of fraud,

this

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technological advancement is truly beneficial because of its low exposure to germs and tremendous flexibility.

Dinh Anh DucWed Jan 25 2023

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Your opinion

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...do you agree or disagree?...do you think...?...your opinion...?

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8
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meeting the goal of 7 or more
0
Word repetition
meeting the goal of 3 or fewer
0
Grammar mistakes
detected issues

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Overall Band Score

Coherence and Cohesion: 7.0

Logical structure

Introduction & conclusion present

Supported main points

Accurate linking words

Variety in linking words

Lexical resource: 9.0

Varied vocabulary

Accurate spelling & word formation

Grammatical Range: 9.0

Mix of complex & simple sentences

Clear and correct grammar

Task Achievement: 5.0

Complete response

Clear & comprehensive ideas

Relevant & specific examples

Appropriate word count

4 paragraphs

298 words

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Today, many people use the internet and smartphones to transfer money to friends, family, and businesses. Is this a positive or negative development?

Your opinion

Some people say it is more important to plant trees in the open spaces in towns and cities than to build more housing. To what extent do you agree or disagree?

Governments should spend more money on railways rather than roads. To what extent do you agree or disagree with this statement?

Extreme sports such as sky diving and skiing are very dangerous and should be banned. To what extant do you agree or disagree with this view?

Children do not respect their parents as much as they did in the past. This behavior is now having a negative impact on society.to what extent do you agree?

Some people think that the best way to improve road safety is to increase the minimum legal age for driving a car or motorbike. To what extent do you agree or disagree?