People today increasingly use credit cards to make monthly purchases. Do the advantages of this outweigh the disadvantages?

✨ Do you want to improve your IELTS writing?
Since the technologies made a step beyond our imagination of the world, people have started to make a purchase, frequently using
credit
Use synonyms
cards. Even though
,
Remove the comma
apply
show examples
credit
Use synonyms
cards have certain drawbacks, I strongly believe that
advantages
Correct article usage
the advantages
show examples
overweigh
disadvantages
Correct article usage
the disadvantages
show examples
of utilizing
this
Linking Words
kind of payment method. First of all, the most substantial privilege of
Use synonyms
credit
Correct article usage
a credit
show examples
card
Use synonyms
is that a person is no longer required to carry an excessive amount of cash when buying anything.
Subsequently
Linking Words
, it is quite convenient and safe to put a
card
Use synonyms
into
wallet
Correct article usage
a wallet
show examples
and carry
on
Correct pronoun usage
it on
show examples
during shopping time. In the meantime, it allows people to keep track of expenses through
mobile
Add an article
a mobile
show examples
phone
Fix the agreement mistake
phones
show examples
or smart
watch
Fix the agreement mistake
watches
show examples
.
For instance
Linking Words
, when a customer makes a purchase of
book
Add an article
the book
a book
show examples
, paying by
credit
Use synonyms
card
Use synonyms
, just after a few seconds he will get a message from
bank
Add an article
the bank
a bank
show examples
about the amount spent.
Secondly
Linking Words
, it is beneficial
using
Change the verb form
to use
show examples
only
credit
Use synonyms
cards for
country’s
Correct article usage
the country’s
show examples
economy, because thanks to
this
Linking Words
type of payment method the authority can manage all financial incomes and expenditures of residents.
Hence
Linking Words
, it gives a great opportunity to rightly allocate a budget and solve social issues. To illustrate, a year ago the government of Kazakhstan awarded a grant
for
Change preposition
to
show examples
young entrepreneurs because of
to
Change preposition
apply
show examples
the returned money of corrupt officials.
To sum up
Linking Words
, it is undeniable that using
plastic
Add an article
the plastic
show examples
Use synonyms
card
Fix the agreement mistake
cards
show examples
can be one of the main reasons for the occurrence of a cyber attack.
However
Linking Words
, if to utilize cashless payment properly and strengthen
a
Correct article usage
the
show examples
security service of
bank
Correct article usage
the bank
show examples
app
Fix the agreement mistake
apps
show examples
people may avoid unpleasant situations.
Submitted by Allazhar on

Unauthorized use and/or duplication of this material without express and written permission from this site’s author and/or owner is strictly prohibited. Excerpts and links may be used, provided that full and clear credit is given to Writing9 with appropriate and specific direction to the original content.

Answer the 'Advantages and Disadvantages' topic

IELTS advantages and disadvantages questions normally give you a statement and ask you to comment on the advantages and disadvantages of that statement.

Answer structure for the type of essay

  • Introduction
  • Body paragraph 1 – advantages
  • Body paragraph 2 – disadvantages
  • Conclusion

Examples to start your body paragraph:

  • The main advantage is...
  • The disadvantage of this...
  • The main benefit...
  • Despite these advantages...
  • One possible drawback...

Discover more tips in The Ultimate Guide to Get a Target Band Score of 7+ »— a book that's free for 🚀 Premium users.

Topic Vocabulary:
  • Cashless transactions
  • Financial footprint
  • Interest rates
  • Credit score
  • Consumerism
  • Debt accumulation
  • Expenditure tracking
  • Fraudulent activities
  • Overspending
  • Purchase protection
  • Revolving credit
  • Creditworthiness
  • Impulse buying
  • Secured credit card
  • Unsecured credit card
  • Spending limit
What to do next:
Look at other essays: