You need to borrow some money to pay for something you need for your work or studies. Write a letter to your bank to ask for a loan. In your letter introduce yourself and ask for a loan say why you need the money explain how you plan to pay the money back

Dear Sir or Madam, I'm Ana Danylysh, a trauma physiotherapist. I'm writing to you in order to apply for a loan to open to start up my physio centre. Opening
this
type of business requires a considerable quantity of money. Currently, I need 20,000 pounds in order to purchase an establishment and all necessary equipment for my practice,
such
as ultrasound, radiofrequency, and electric current machines, among other equipment. When it comes to back pay, I would like to pay the loan on a monthly basis over the period of 2 years, with deduction instalments directly from my salary account. If needed, I am
also
ready to pay interest amount and loan processing fees in advance. In case of any concerns regarding my application, do not hesitate to contact me. Look forward to hearing from you soon. Yours sincerely Ana
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Word Count

IELTS says that you should write a minimum of 150 words in writing task 1. If you go under word count you will lose marks in task response.

A very long letter will not give you a higher band score.

Aim for between 160 to 190 words in writing task 1. This will ensure a concise letter and will be realistic in terms of time management. You have only 20 minutes to write the letter and you need around 5 minutes of planning time, so you will not be able to write a long letter in 15 minutes.

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