Nowadays it is easy to apply for and be given a credit card. However, some people experience problems when they are not able to pay their debts back. In your opinion, do the advantages of credit cards outweigh the disadvantages?

These days, people are constantly falling for the debt trap of

the

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apply

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credit

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card

companies

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due to

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the fact that their

cards

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can be obtained and used to purchase things very conveniently.

Although

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the use of

credit

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cards

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may have certain benefits, I firmly believe that the drawbacks far outweigh the advantages.

Firstly

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,

credit

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cards

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are significantly easier to use compared to other means of purchasing products or services.

For instance

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, one can book flights, hotels and purchase other amenities by using it

while

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they are planning a trip. The most enticing factor of

credit

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cards

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is that spenders don’t need to have the money at the time of spending, which in turn can lead many to

spendly

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spend

recklessly.

Furthermore

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, the users can obtain several perks and

presents

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present

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from the

companies

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by utilising their

cards

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, which in reality are not actually rewarding when the amount of money being spent is taken into consideration.

Furthermore

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, using a

credit

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card means that people are temporarily borrowing from respective

companies

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.

Therefore

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, if not used mindfully,

this

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can be extremely dangerous and may lead them on the path of endless debt. Many people, especially those in

lower

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the lower

a lower

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class of developed countries primarily face

this

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problem as the cost of living is substantially high and wages are

inproportionately

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proportionately

in proportionately

low. They are being used by many to throw lavish parties and live the lifestyle of elites for a short period of time as a means to escape distressing reality. After a period of time, they won’t be able to pay the money back and everything they own

such

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as their houses and cars will be confiscated by the

companies

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. In conclusion, it is evident that the advantages are far outweighed by the severe consequences

as a result

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of using

credit

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cards

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.

Therefore

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,

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credit

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the credit

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card system is one that only benefits the capitalized corporations and does not do any good for the public.